If they obtain a judgment against you, some state's houses are protected
No, it is not illegal for a collection agency to buy your debt and attempt to collect it from you.
They can attempt to collect. If the debt can be proved to be invalid the information should be forwarded to the agency via certified mail. Whether or not the debt is invalid under the terms of the orignal agreement depends on the how it would be viewed in court (if it comes to that).
Attempt to collect: yes they can attempt to collect long after the 7yr tradeline expiration date. Report: no since the very first account default triggers the 7yr deletion timer not when the collection agency receives it from the original creditor.
If the bill is unpaid, a collection agency can attempt to collect forever if they choose to. Nothing illegal about it.
no
To report someone to a collection agency, you typically need to provide the agency with the individual's contact information and details of the debt owed. The agency will then attempt to collect the debt on your behalf. It's important to follow the agency's procedures and provide any necessary documentation to support your claim.
yes
No.
Yes, Collection agency can do that. But contact a good collection agency like Guardian Credit Services, they know will how to deal with customers to get money
There are no statutes of limitations on 'bad' debts. Customarily they will sell the debt to a collection agency who will then continue to attempt to collect it from you.
If a Payday Loan company hires a collection agency to collect on your account they can send your account to an attorney to collect the amount of the loan and any NSF fees that you have accumulated. However, it is stated at the bottom of your contract that if you close your checking account that the loan is made from, that you can be charged with fraud.
Yes, they can collect from the parents or legal guardian.