There are two kinds of insurance required in a condominium environment. The master policy insures all the real estate assets owned in common -- and covers liability possible in commonly owned areas.
Individual condominium owners purchase a policy to cover their unique assets. This policy is known as an HO-6 policy.
If an owner who lives in the penthouse that includes a private pool, the penthouse owner is responsible for insurance to cover the rooftop pool.
If the rooftop pool is a common area and is owned by all the owners, then it is covered by the master policy.
Yes, it can be, but may severely damage the material.
Your answer depends on your location. A pool in a Las Vegas building adds a different value -- and expense for upkeep, water and additional insurance, than does a pool in Toronto.
wear and tear, deterioration is not covered
It depends on the insurance policy you bought. You should contact your insurance agent and ask if you have coverage for additional structures and if your Pool is scheduled as an additional structure.
Yes, the Hotel Contessa has a rooftop pool and a pool deck, a personal concierge, a river terrace, a wellness center, a business center, a rooftop lounge, among other amenities.
can one have food and beverages at the condo pool
I don't see any need for liability insurance in the case you described. In cases where you have a homeowners association or a condo owners association and they own common property such as a swimming pool, parks, roofs, sidewalks, etc. then they would have a need for both property and liability insurnance to cover these areas. This is what you dues are in place to pay for as well as maintenance.
some will if a manager of it accept this thing.
No. However, many try to trick other students to buy "rooftop pool passes"
A pool cover is called a POOL COVER. (KISS.. (keep it simple, stupid).
If your pool collapses due to the weight of snow, you should contact your insurance provider immediately to file a claim. Make sure to provide documentation such as photos of the damage and any necessary repair estimates. Your insurance policy may cover the damage depending on the terms of your policy and the cause of the collapse.
If they don't have a licence they won't have valid insurance. Your own insurance company will advise; in the UK there is a pool to cover this, but it'll be different elsewhere.