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I'm not sure if it's technically legal or not, but it's kind of immaterial, since it's a REALLY STUPID thing for a credit card company to do. You haven't signed any agreement with them, you didn't ask for the card, they have no way of knowing for sure that it was actually you who got it...

At one time early in the history of credit cards, some companies did this. A small fraction of the recipients thought hard about all the above, concluded "Woohoo, free money!" and proceeded to act upon that conclusion.

This is why credit card companies don't do it any more.

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Q: Can credit card companies send you credit card without knowledge?
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Can credit card companies lower your limit without notifying you?

Yes


Which credit card companies give credit cards with no income?

No credit card company will give you a credit card without a regular income, as they need to know that you have the means to repay whatever you borrow


Can an authorized user of a credit card increase credit limit without knowledge of card holder?

Short answer:It depends on the bank. Most likely though, no. Long answer:It depends on the bank and if the person asking the credit limit increase is a primary card holder. Most banks or credit card companies won't allow a secondary card holder to increase the credit limit. I just called and checked. The bank my credit card was associated with was MBNA.I am a secondary card holder (my name is on the card, but the primary responsibility to the account is under someone else's name).They told me the primary card holder needs to call in to modify the credit limit.So in my case, the answer is no. An authorized user of the card cannot increase the credit limit without the knowledge of the primary card holder.


What are some of the 'major' credit card companies?

Some of the 'major' credit card companies are Visa, Mastercard, and American Express. These three are the three largest credit card companies in the world.


What credit card companies offer cash advances?

There are a number of credit card companies that offer cash advances to customers. One can get them from Citi credit cards, Commonwealth Bank Credit card and the HSBC Credit Card.

Related questions

Can credit card companies lower your limit without notifying you?

Yes


Which credit card companies give credit cards with no income?

No credit card company will give you a credit card without a regular income, as they need to know that you have the means to repay whatever you borrow


Can credit card companies give your account number to idenity fraud companies without your consent?

YES


Where can I get a free credit card?

Many credit card companies offer free credit cards with no annual fee. You are more likely to recieve a card without an annual fee if you have a high credit score. On such credit card company is Capitalone.com.


Can an authorized user of a credit card increase credit limit without knowledge of card holder?

Short answer:It depends on the bank. Most likely though, no. Long answer:It depends on the bank and if the person asking the credit limit increase is a primary card holder. Most banks or credit card companies won't allow a secondary card holder to increase the credit limit. I just called and checked. The bank my credit card was associated with was MBNA.I am a secondary card holder (my name is on the card, but the primary responsibility to the account is under someone else's name).They told me the primary card holder needs to call in to modify the credit limit.So in my case, the answer is no. An authorized user of the card cannot increase the credit limit without the knowledge of the primary card holder.


When someone dies and their credit card was used without their knowledge is the executor responsible to pay the deceased credit card off if they had no knowledge of it being used?

No,thats wrong if there family its even worse


What companies issue credit without personal credit checks?

Credit Card with high interest rates or high annual fees!!!


Where to get a credit card?

Banks and credit card companies i guess


What are some of the 'major' credit card companies?

Some of the 'major' credit card companies are Visa, Mastercard, and American Express. These three are the three largest credit card companies in the world.


When you die can credit card companies put a judgment on my property?

...you...my...?When I die, your credit card companies have absolutely nothing to do with the situation.When I die my credit card companies will take whatever I owe them.


How do credit card companies earn profits?

Credit card companies earn profits by charging interest.


What credit card companies offer cash advances?

There are a number of credit card companies that offer cash advances to customers. One can get them from Citi credit cards, Commonwealth Bank Credit card and the HSBC Credit Card.