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In most states a creditor can pursue a lawsuit against a person who cannot be located. The laws in the majority of states simply require that a "reasonable attempt" be made to find and serve the defendant. If the debtor/defendant is not found and/or does not appear on the scheduled hearing date, he or she will lose by default and a judgment for the creditor will be entered. The creditor may then execute the judgment against the debtor's property or assets in accordance with the state laws. In above comment, one form of "reasonable attempt"to reach you may include a simple ad in the newspaper local to your last known address.

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Q: Can credit card companies sue you if they cannot find you?
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