yes you can be taken to court however if you have no assets really all it will affect is your credit score and some harrassing calls, since it is illegal to garnish your wages in pa
Yes.
Collectors cannot. A court order can. A collector needs to go to court and win a judgment and court order. This varies in difficulty from state to state.
No, a sheriff sale in Pennsylvania cannot be held to repay credit card debt. Sheriff sales are typically used to sell foreclosed properties to repay mortgage debt, unpaid taxes, or certain government liens. Credit card debt would be resolved through a different legal process, such as debt collection or civil court action.
Credit Card debt is considered an Open Line of Credit. The Statute of Limitations for collection in Pennsylvania is 4 years. That is usually from the last use or payment.
Credit card debt collectors typically cannot go after your Social Security check to collect the debt. Social Security benefits are protected from most types of debt collection, including credit card debt, under federal law. However, if you co-mingle Social Security funds with other money that is not protected, it may become harder to prove which funds are exempt.
It is possible to get an out-of-court settlement for a credit card. Credit card companies and collection agencies offer a variety of payment and settlement options for the debtor.
Pay the bill.
A debt is a debt. The credit card collectors can take you to court and get a judgment on you to pay what is due. They can have your wages garnished. This is the channels they will take first. If they do not get satisfied through garnishments they can go after your property. But this is rare.
Cristina's Court - 2006 The Dom and the Credit Card was released on: USA: 22 May 2009
go away
A company can seize assets doe to credit card default if they obtain a judgment through the court. You will be notified of the court date.
A motorcycle that was paid for on a credit card can not be repossessed considering the credit card company paid the dealer. You must pay the card company back though or they can take you to court.