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There is a big difference between being responsible for something and being legally liable for it. As far as the credit bureaus are concerned, if the ACCOUNT is yours, it doesn't matter who made the late payments. You, as the account holder, are liable. The information is correctly reported against you.

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โˆ™ 2005-11-10 21:54:31
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Q: Can credit report information be changed if someone else admits by affidavit that they are 100 percent at fault for the late payments?
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