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Yes. In the event a creditor has secured a judgment against you for a bad debt, that creitor may secure by garnishment any account on which you appear. By legal definition any account on which you appear is your account.

It is an old trick, and not very successfully done in past years, for debtors to try to hide their finances behind their children's names. Collections agencies and many creditors now have people on staff called skip tracers who specialize in locating the assets of debtors. If it is out there, they will find it.

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Q: Can creditor garnish bank account when I am listed as a custodian on my child's account?
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