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Can creditors force you to sell your home to pay credit card debt in California?
Wiki User
∙ 16y ago
Creditors can force a person into bankruptcy, if you are not already, but generally speaking, you cannot load up all your net worth in your home, and refuse to pay everybody else. This is why creditors can force a person into bankruptcy under the right circumstances. They usually don't, but they can.
Wiki User
∙ 16y ago
Wiki User
∙ 16y agoThey can not take your home.
They can sue you, get a judgment, and then get a lien on your home.
Once they have a lien, they can foreclose.
Speak with an attorney about your specific situation. If you can not find an attorney, contact your local Bar association and they will refer you to one.
Wiki User
∙ 16y agoThat would be a little far fetched and quite drastic, since the value of most homes in that state far exceed any normal credit card indebtedness.
About the most that can be done is that a Lien will be attached to the mortgage on your home ... when you ever sell the home, the creditor is first in line to be paid from any profits the homeowner makes.
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