only if you have given them permission to do so, if they have taken money from your account and you are currently letting them do so, but its taken out more money or twice per agreement, then you need to notify them that there is something wrong, most likely a glitch on their part.
This may depend on the country your in, but I would suggest not. If the debt in question is a debt solely in your name, this will mean the other party on your joint account is not liable for your debt, so they cannot take funds from your joint account.
If it is a joint account yes, unless you can prove that the money is judgment proof
Yes. As long as you don't use your overdraft facility and take money out of that account, it is fine. But, if you happen to withdraw money from the OD account, it becomes the money you owe the bank and you must repay the bank the money you took from your OD account. Therefore it becomes a debt you owe the bank.
No they can't that is robbery you need to stop them from taking you right away
I do not know about Wells Fargo, but Bank of America can. They took money from an account where I am a co-signer. My old account was closed 6 years ago.
If the debt collector is authorized to do a debit withdrawl then there is documentation that you signed authorizing same. If the documentation you signed with the debt collector does not match with the amount being withdrawled from your account, notify your bank immediatly of the fraudulent transactions. Take the documents to the bank. Do not prewarn the debt collector that you are doing this.
No they cannot
No, a debt collector cannot take funds without a garnishment order or court order. No one has access to your bank account but you. Sometimes, the bank account will be frozen before decision is made by the court.
Yes and no, a debt collections company can not just take money from your account without going through the legal process of obtaining a levy or garnishment on the account. The only time that is not true, would be if they are recovering a bad check wrote on that account and it meet the requirements under the Check 21 laws for re-presentment. However, if you live in a community property state you have to remember that the law considers both account holders 100% owners of the account and any balance, or debt therein.
This may depend on the country your in, but I would suggest not. If the debt in question is a debt solely in your name, this will mean the other party on your joint account is not liable for your debt, so they cannot take funds from your joint account.
No. Only the government can take your taxes, but a debt collector can get a court judgment against you and take your pay check.
If it is a joint account yes, unless you can prove that the money is judgment proof
Yes. As long as you don't use your overdraft facility and take money out of that account, it is fine. But, if you happen to withdraw money from the OD account, it becomes the money you owe the bank and you must repay the bank the money you took from your OD account. Therefore it becomes a debt you owe the bank.
yes they can and it is really easy so be carefulthere are a lot of ppl
"If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter - even if you don't think you owe the debt, can't repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don't want the collector to contact you again, tell the collector - in writing - to stop contacting you. Here's how to do that: Make a copy of your letter. Send the original by certified mail, and pay for a "return receipt" so you'll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. "
No they can't that is robbery you need to stop them from taking you right away
Your bank account can be garnished if you have an unpaid bill that has remained unpaid for a long time. The company (or the debt collector) can take legal action to recover the money owed from either your wage, or your bank account. There are specific laws for each situation, so you need to be careful. Best option is just to make sure your bills are paid on time.