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If you want the job, especially if it a job with a potential for future promotion, you may have to. Some company human resources departments are using credit reports as a predictor of reliablilty and to note trends in a persons behavior.
Wiki User
∙ 12y ago
Wiki User
∙ 16y agob/c hiring employees with financial trouble can lead to them stealing and fraud.
Wiki User
∙ 15y agoThey don't have to ask. Your application for employment gave them permission to check your credit. It's always in the small print on the application.
Wiki User
∙ 10y agoYes, they legally can. You can check your credit score at: www.mycreditscore.com. There can be expenses associated with obtaining this information.
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What percentage of employers check job applicants credit history?
40%
How can you check your credit in order to obtain a personal loan?
You can check your credit to obtain a personal loan by applying for a credit check online. In most cases, the loaning company you request from will provide the credit check for you.
Can bad credit cause you to fail a back ground check?
No. A criminal backgroud check is completely independent of a credit check. Some employers require both, however.
Why do i need great credit?
If you want to buy a car or house you need good credit. Some employers run a credit check to determine if you are responsible. Insurance companies run a credit check for you to get insurance.
Who can ask for a credit check on someone?
Anyone who is invested in someone financial life can ask for a credit check. This includes prospective employers and if someone is going to be a landlord.
What are the functions of a credit officer?
a Credit Officer will take a loan application, check out your credit, and if you qualify will see to it that your request is granted.
Who has a legal right to check your credit report?
You have the right to see your credit report. If you have asked some person or institution to extend credit to you, they have a right to see your credit report. In many jurisdictions, potential employers may also obtain your credit report. If the police are considering whether you may be a suspect in a criminal investigation, they may also view your credit report.
Are there any subdivisions in this area that doesn't conduct credit checks!?
All the subdivisions run a credit check to do any significant transaction. In fact, even employers do a credit check to provide employment.
Do employers need a social security number to check a potential employee's credit history?
No. An employer can use a driver's license number as well. It is easier with a SS#, but it can be acquired with the driver's license too. (At least in the USA.)
What is is tenant credit check?
A tenant credit check is what a landlord can request before they agree to let you rend their property. This is to ensure you have a good credit rating and can afford the rental payments.
Who uses your credit history?
Usually lenders and banks uses your credit history to justify your financial credibility. Other than them, employers can also check do your credit check. Basically, your financial life depends on how good your credit history is.
How does one do a credit check online?
One can get a credit check online at Annual Credit Report's website. Their website is a culmination of the top three credit check companies in the USA: Experian, Equifax, and TransUnion. Follow the prompts on their website to request your credit report.
