For what?
Fortune Learning Systems and their business development center in Utah are a total scam
An online checking account allows you to view your balance and pay bills from your account. Some banks are starting to implement systems where you take a photo of your check and send it to your online account to deposit it.
no not really, you just don't have to be in Chex Systems
It will probably be two or three years before you are able to open up a checking account. Bankruptcy severely effects your credit.
Most Financial institutions open checking accounts through a credit bureau call Chex Systems, if your are not in their files for anything negative you will most likely be able to open an account.
If by check systems you mean checking accounts then yes I have a personal checking account with Adirondack Bank so I can verify that they do. You can also find more information on their website at https://www.adirondackbank.com/
Chex Systems Bites is a great site for a listing of banks where you can open a checking account with bad credit. They also have information on how the Chex System works and give recommendations on different banks. You can find the website at http://chexsys.tripod.com/goodbanks.html. Many, if not most banks, do not check your credit for a simple checking account. What they do check is if you've defaulted on a checking account at another bank. If another bank has reported you (rightly or wrongly) you will have a hard time getting an account.
Depending on where you live, you may have some community service programs to help. In Jacksonville, Fl, the city has a program called Get Checking. It is for people in your situation. You have to complete so many hours of training in personal finance and checking account maintenance. You will then receive a certificate to take to specified banks or credit unions to open a checking account. Your progress with them is monitored. Also, Compass Bank has a Second Chance checking account program...It's basic checking, but it's a good start..
Yes, you will be able to open another bank account at a different institution until the bank account that is in overdraft decides to report you to check systems. Once you are reported to check systems as having owed a bank via a checking account, it is very hard to get off of it and that may prevent you from opening a bank account pretty much anywhere. Most banks check check systems.http://paymenttransactionsystems.comhttp://merchantpos.net
five years if you are reported to chex systems. been there done that..
Fox Learning Systems was created in 1997.
Brainworks Learning Systems was created in 2008.