If they have reason to do so Yes, However any previous claims will still be processed
Yes, they can non-renew your policy when it expires. Depending on the type of claim though, most insurers would not drop you just for one claim.Weather related losses are expected and beyond our control, however if the loss was the result of the homeowners negligence, then likely yes you would get dropped.
I don't represent Allstate but, I have heard that about them in several states.
No, Your homeowners insurance will cover losses due to an "Act of Nature" if you have an extended coverage policy. For a claim caused by an "Act of God" you'll have to rely on prayer.
No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.
An insurance company cannot drop you in the middle of a claim. The state department of insurance sets standards for how long it takes for the insurance company to respond to a claim, and to issue payment once damage is verified. If they have stopped contact with you and have not given you a reason I would contact your state department of insurance and file a complaint.
They should not drop you before a claim is settled. If they have contact your state department of insurance and file a complaint.
Unless you present a fraudulent claim, it is illegal for any Insurance co to drop you because you file a claim.
Yes, failure to properly maintain ones home could represent a moral hazard
No, it's required if you hold a mortgage. They insist on it to protect their investment.
Possibly and/or maybe
It is a "quit claim deed" that you have to obtain and you have to refinance to drop the other name. It is a "quit claim deed" that you have to obtain and you have to refinance to drop the other name. It is a "quit claim deed" that you have to obtain and you have to refinance to drop the other name. It is a "quit claim deed" that you have to obtain and you have to refinance to drop the other name.
They can ask, but don't drop it.