Want this question answered?
To qualify for Prundential Disability Insurance you have to consult your local Prudential office. They offer insurance on a case by case basis and have the full right to deny anyone applying.
An insurance company can't force you to do anything. But, dependent on your policy, they could deny your claim or terminate benefits based on medical non-compliance.
When you are looking a disability insurance claims you have to think that you much research more than just one. You have to make sure that the attorney meets all the needs of your claim because many of these attorneys already go into your case believing that disability will find a loop hole. You also have to look for someone who can deal with the company trying to terminate or deny your claim.
According to the Texas Department of Insurance "An insurance company cannot deny, refuse to renew, limit, or charge more for coverage because of your...disability, or partial disability unless the refusal, limitation, or higher rate is based on sound underwriting or actuarial principles." Since these protections are in place in TX, the state can not make a recommendation for insurance based on a disability. In general, when shopping for auto insurance, one should aim to compare the rates of as many insurance companies as possible before making a choice. The goal is to always find the lowest premium with the most coverage.
No, true Group insurance cannot deny enrollment for health reasons.
If they find out you lied they can deny the claim.
No.
"You can submit a disability claim to sunlife by completing a forum that you can get from their website and then mailing it in, at which point they will either approve or deny you."
Once you submit an auto insurance claim can your provider deny it?
Can Insurance deny claim for accident death benifit due to ethanol intoxication when insured had policy for 10 years?
Generally speaking, without checking every single state, no. The first two years of a life insurance policy, yes. And disability and long term care policies may exclude benefits for injuries resulting from suicide attempts.
The insurance company is the one that determines fault so if you deny it, they can still rule against you.