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Can insurer cancel condition in a household policy if the insured moves to postcode area which is prone to flooding?
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If a person is insured with another company why do you have to exclude them from your policy?
I think that if a person is insured and lives in the same household than you shouldn't have to exclude them from driving your car if they are a relative
Can you be auto insured under your uncles policy?
It depends on which company your uncle is insured with, but typically with a standard insurance company you have to live in the household to be a listed driver on the policy. This is regardless of your relationship to the primary insured. If you are not listed on the policy as I driver you are still insured to drive his vehicles as long as you have permissive use.
Is household insurance automatic when you rent a place in UK?
No. The landlord will probably have insured the building but the contents will be the tenants responsibility.
What is Coverage C of a Homeowners policy?
Damage to or loss to household contents and other personal belongings owned the insured
Who is covered under homeowners insurance?
A "Named Insured" or "Insured" should defined by the policy and listed in the Definitions section of your policy. Generally it is the person listed on the declarations page, and permanent residenants of your household.
Does State Farm Auto Insurance give premium discounts for having multiple cars insured with them?
State Farm does provide premium discounts for having multiple cars insured with them. As long as both cars are owned in the same household and both insured with State Farms, great discounts can be obtained.
Can your son drive your ex's vehicle any time as long it is insured and be covered if he is in a wreck?
Is he rated on the policy or another in the household as a driver? He needs to be.
Is it legal for an insured secondary driver to drive a car owned by a deceased primary driver?
Were they a named insured in the Household? By most companies, if you are rated in the household, you may drive any vehicle in HH. Yes, coverage should still apply to the vehicle however I would try to get the title of the car changed out of the name of the deceased party's name as soon as possible.
Is it legal for a resident of the same household to drive an insured vehicle if they are not specifically covered under that policy?
You can drive an insured vehicle if you're not on the policy because when the police pull you over they are looking to see if you have insurance on the car. But to answer the question...NO, it's not legal to drive the insured vehicle if your not on the policy. As always, check with your insurance agent, but anyone driving the auto with the policy owner's permission should be covered. However, ALL licensed drivers residing in the household are supposed to be listed on the policy.
Is an uninsured driver that is driving an insured car covered if he gets in an accident?
Yes, he should be. Most insurance companies insure the CAR and ask how many and ages of the drivers in the household to determine a rate. If you didn't steal the car, and had permission of the owner you should be insured.
How can you get insured with a preexisting condition?
You may be able to find information by doing a search on "Guaranteed Issue" policies in your state.
Is hypertension a pre-existing condition?
If it was diagnosed or if the insured otherwise had notice of it before making the application for insurance, yes.
