Yes. The only exception is if the married couple live in a state that allows joint marital accounts to be held as Tenancy By The Entirety (TBE).
if they suspect fraud, or theft, or embezzelment. government authorities and the IRS have the power to do this.
Yes, once the bankruptcy is filed checking and savings accounts become part of the debtor's assets and the accounts will be "frozen" until the trustee determines the amount of funds that are not exempt under BK law and can be seized to pay creditors.
No!
NO. In S.C. they can not garnish your wages if you have a judgement of a lien. It will go on your credit report, but no garnishments.
No, Virginia is not a community property state and therefore the non-debtor spouse cannot be held responsible. The business itself or any accounts pertaining to it, would not be subject to action by the husband's creditors.
yes
simple, ask your bank
Yes. But it wouldn't be done without a reason.
Yes. All sorts of fraudulent activities can lead to a checking account being frozen. The bank may temporarily freeze the account if they suspect fraudulent activities in the accounts transactions. And, the bank can permanently freeze the account if there is a legal advice from law enforcement agencies reg. your account
Actually bank accounts can be frozen in a matter of minutes. An account can get frozen if the bank suspects fraudulent or money laundering activities in it or if there is a legal request from law enforcement authorities to freeze a particular account. Either ways the account would get frozen within minutes.
If you mean a credit freeze, then no, you will not be able to use the card.
No. No one does. Giving away or logging into someone elses account is against the rules and will result in all your accounts being frozen and all the accounts of the person who gave it you also being frozen.