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No. In most cases, public record will remain. That is why many BK attorneys, credit counselors, etc. inform you that a bankruptcy never really "goes away".

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Q: Can judgments that were included in a bankruptcy filed 10 years ago be removed from the public record?
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Can a public record be deleted from your credit file if it was included in a bankruptcy?

No, it will remain on the report until the expiration date for whatever type judgment it might be. Generally judgments are expunged from a CR after seven years. The entry should be noted as having been "included in bankruptcy".

After seven years when debts from a bankruptcy are removed from the credit portion of your credit report will the bankruptcy still reported in the public record portion affect your credit status?

bankrupcires stay on for 10 yrs. But when you gfinalize the bankruptcy the debts are automatically removed anyways.

Can you get a bankruptcy removed from your credit file if the full amount owed was not correctly reported in dollars and cents?

A bankruptcy is "on" your credit report the instant you file it and will not be removed for 7-10 years. Its a public record. If you dismiss the bankruptcy the day after filing, it will still show up.

When the 7 or 10 years are over isn't the bankruptcy automatically removed from the public record?

No it will always be on your record.

Does filing bankruptcy remove bad marks from your credit report?

No. What will happen is all the defaulted accounts listed in the bankruptcy will be marked as such.."included in bankruptcy". The credit history, late payments, judgments, etc. will remain the same. In addition to the scenario in the above answer: The bankruptcy filing itself will be listed in the "public records" portion of your credit report. The disposition needs to be listed also (the discharge). The "bad marks" (i.e., the accounts) will show on your credit for 7 years. The bankruptcy listing will show for 7 years for a completed and discharged Chapter 13 bankruptcy and 10 years for a discharged Chapter 7.

How do you find out if your landlord included the condo in which she is renting to me in her Chapter 7?

The local bankruptcy court may have public documents that you can review, if you cannot get the answer you want from the landlord.

Can bankruptcy clear traffic tickets?

No. Fines, penalties, court judgments and things like that are not discharged. It is considered against the good of the public to allow someone to escape what was expected to be something they were required to do as compenasation to society or as a punitive or penalty for their actions.

How soon after your chapter 7 is discharged will it be removed from your credit report?

The Fair Credit Reporting Act allows a bankruptcy to show for 10 years from the "date of entry of the order for relief or the date of adjudication". This refers to the legal item which appears in the public record portion of a credit report. Any tradelines that were included in bankruptcy, which are the accounts listed in the report, will be shielded from view after 7 years.

Can bankruptcy be removed from your credit report if you filed for Chapter 7 but did not complete the proceedings?

No. A bankruptcy becomes a public record as soon as it is filed. Its the same as any other type of lawsuit. Even if they are dismissed, they will still show up when searching for your name. The fact that a bankruptcy was not completed does not negate the fact that it was filed.

How do you fix a bankruptcy that you did not report?

A bankruptcy is not reported to the credit bureaus by the person who filed the bankruptcy. There are hundreds of operators of databases that collect information from public records and sell them to other institutions such as credit bureaus. Therefore if the bankruptcy is valid, it will be reported and placed in the public records portion of the consumer's credit report and will remain there for the required 10 year time limit. If it is a reporting error by the CRA the consumer should send a letter of dispute, with documenting evidence and demand the bankruptcy be removed from their credit report.

Is bankruptcy a matter of public record?

In all ways! Nor only is it a public court with records, which like all have docket numbers and are broadly published....but as the one declaring BK you have lots of obligations to make anyone of possible interetst is notified...from letters to and more.

Will your credit report only show a discharged bankruptcy or will it also show all the accounts included in the bankruptcy?

Your credit report will show both the accounts (which were listed first) and the legal entry of the bankruptcy in the public records portion of your credit report. Once a bankruptcy is discharged, credit grantors should update the account listing (called a trade line) and make sure that no derogatory information is showing (like past due balance or collection account notations) EXCEPT for the "included in bankruptcy" statement. This is what SHOULD happen. It's up to you to follow up and make sure that your credit report looks like it is supposed to after a bankruptcy.