Yes, you can purchase as many policies as you want.
Only if the truck driver was at fault.
Yes, this is because as you stated, the insured driver was at fault. The at fault driver is responsible regardless of the insured status of the person they hit. A good rule of thunb is this,, If they had insurance would I be responsible If the answer is Yes, then the answer is still Yes
Since they are not physically "operating" the vehicle, no, they don't.
why not? if you can insure 2 houses at different addresses then these are 2 cars at different addresses. will have to check though. Try different insurers
No, All drivers must meet the definition of a covered driver under the terms of your auto insurance contract
A driver who does not have a valid drivers license will be fined and charged, this has nothing to do with a car that is insured, if the driver is caught and cannot prove that the car is insured the fine will be doubled or tripled. No sane person would drive a car without a valid license or insurance, no matter what part of the civilized world you live in.
A named insured person can be an excluded driver on an automobile liability policy in New Mexico, if the policy holder wishes to remove a driver from the policy. The policy holder will have to notify the insurance company to make the changes.
The correct answer to this varies from state to state. Some US states have omnibus laws that require insurance companies to extend coverage to any legal driver whether that particular driver is personally insured or not, as long as the vehicle itself is already insured by someone. [JMH] No as far as i KNOW THEY CAN'T DRIVE UNLESS THEY ARE INSURED
no
It could be, I would file a claim to make sure.
no, they dont have permission to check named drivers.
yep u can hope this helped.In most states if you are over the age of 18, it is the car that is insured, not the driver. When pulled over, the police ask to see proof of car insurance, not person insurance.