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What else can I help you with?
Is it legal for a credit card to charge overlimit fees on an account when the overlimit was caused by late fees and interest and not charges?
Unfortuantely yes. For them it is clear and easy profit. Not a legal expert, but from experience, calling mbna to complain and threatening legal action (work for a debt collector) was effective in getting the overlimit fees refunded immediately.
What interest free credit cards are available from Discover?
The "Discover It" credit card from Discover doesn't charge any fees like annual fee, overlimit fee or foreign transaction fee. However, they still charge 3% fee for each balance transferred.
What credit cards offer no late fees as a benefit?
Some credit cards offer the benefit of no late fees.
Can you explain how the APR for credit cards is calculated and what factors can affect it?
The APR for credit cards is calculated by considering the interest rate and any additional fees charged by the credit card company. Factors that can affect the APR include the cardholder's credit score, the current market interest rates, and the type of credit card being used.
How can I obtain credit cards for free?
You cannot obtain credit cards for free. Credit cards typically come with fees and interest charges that must be paid by the cardholder.
Which credit cards have no annual fees?
almost all credit cards have annual fees, that is how the banks make money the best thing to do is shop around and choose the best one.
What features do ANZ offer on their credit cards?
Anz offers several credit cards with different features. They have low interest credit cards, cards with low or no annual fees, and cards that offer rewards on purchases.
Why do credit cards have annual fees?
Credit cards have annual fees to help cover the costs of providing benefits and services to cardholders, such as rewards programs, travel insurance, and customer support. These fees also help generate revenue for credit card companies.
What are the best prepaid credit cards, without annual fees?
Upside Card has the best prepaid credit cards, without annual fees. YOu can get your Visa prepaid debit card online at www.UPsideCard.com
What are some credit cards that do not charge late fees?
Some credit cards that do not charge late fees include the Citi Simplicity Card, the Discover it Card, and the Capital One Quicksilver Card.
What fees do all credit cards have?
They are all different and fees depend on your credit and some have none at all. You just have to read the fine print.
Are there any credit cards which have no balance transfer fees?
There are plenty of credit cards that offer no balance transfer fees. Some common examples are the City Simplicity Card, Discover It, and the Capital One Platinum Prestige Credit Card.
