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What else can I help you with?
When you have a debt for overpayments by social security can you declare bankruptcy on the social security debt and still keep your credit card?
== == NO, you have to turn in any credit cards and include the credit card debts in the bankruptcy. You can't pick and choose what debts you are going to include.
Are secondary credit numbers legal?
Yes Secondary credit numbers are LEGAL, based on the 1974 Privacy Act, as long as you don't abuse the number. You can use the existing laws to your advantage for a change. Due to certain rights guaranteed by the 1974 US Privacy Act Title V you have the right to keep your Social Security Number private and not be denied service due to your refusal. The credit bureaus are not government agencies, so you do not have to give them your Social Security Number. To answer the question, YES if used properly. Thousands of people have done it over the past 30yrs and continue to do so. You are still responsible for the debts on your social security number .We suggest not to use the SCN as a way to avoid any debt (defraud creditors) under your Social Security Number. You are responsible for all debts on your old report and debts incurred with your Secondary credit number. You must remember that while you are rebuilding your credit, you must use your new SCN wisely. If you have had troubled credit in the past, don't repeat your mistakes
Can Fannie Mae garnish disability social security checks?
Fannie Mae, or any creditor, cannot garnish Social Security Disability benefits to pay off debts. These benefits are protected by federal law from garnishment for most debts.
Does the government charge interest on SSI debts?
The Social Security Administration does not charge interest on a Supplemental Security Income overpayment.
Why do people have good and bad credit ratings?
Credit ratings are intended to express the degree to which we can rely on people to repay their debts, based on their past history of either repaying or not repaying debts.
What is the job of a family credit counselor?
A family credit counselor aids people in managing their debts. They can assist in teaching how to improve credit ratings, managing debts and household spending plans.
How do you perform a credit check on an individual?
To perform a credit check on an individual, you typically need their consent and personal information such as their name, address, and social security number. You can request a credit report from one of the major credit bureaus like Equifax, Experian, or TransUnion. The report will show the individual's credit history, including their payment history, outstanding debts, and credit inquiries.
What can you do about your soon to be ex husband using your Social security number to get credit cards?
First, you should file a police report with the local police. Then contact the legal department or the fraud division of the credit card companies where your husband used your social security number. You should also contact the major credit bureaus and ask how to place an alert to prohibit anyone other than you from obtaining credit by using your social security number. Second, you should speak with your divorce lawyer about this. What your husband has done is a criminal offense and should be brought to the attention of the courts and the criminal authorities. He should be ordered to pay the debts as part of the divorce settlement and close any accounts that were opened using your social security number.
What type of credit cards information should I provide when applying for a new credit card?
When applying for a new credit card, you should provide personal information such as your name, address, social security number, and income details. Additionally, you may need to provide employment information and details about any existing debts or credit accounts.
Are Social Security benefits attachable?
In general, Social Security benefits are protected from being garnished or attached by creditors. However, there are some exceptions, such as for outstanding federal debts, child support, and alimony. State laws may vary on the extent to which Social Security benefits can be garnished.
How can someone improve a poor credit rating?
A person's credit rating can be improved by paying off old bad debts or unpaid bills that may be affecting your credit rating. Some companies will give people with poor credit a credit card to clear all old debts and consolidate their debts into one payment.
What is the credit score requirement for a Barclays credit card?
You must have both a good credit score (600 or more) and little or no debts, you may qualify for a Barclays credit card. There are different categories that allow you to qualify for a Barclays credit card, which can be helpful for people with high credit scores but low debts or people with average credit scores with low debt. Remember that you might be denied a credit card even if you have a high credit score, due to high debts.
