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From experience (as far as I know), if you are a joint holder of the frozen bank account, yes, they can garnish, but check your state statues because you may be exempt from garnishment.
Yes. If the account holder can prove that the judgment levy is not valid.
A standard checking account at most banks is an account where a person puts money in, and then they can write checks to pay their bills or get cash. A standard checking account might have a minimum balance the account holder has to maintain, without being charged a service fee.
If the person's name is not listed as a primary account holder, you usually cannot remove their name from the account. Only the primary account holder can make changes to the account. A joint account holder can be removed if both parties agree, but it may be best to speak with your bank for specific guidance on your situation.
open a checking account.
It is likely the account will have to be partitioned; meaning the parties will need to show proof to the BK trustee of the amount of funds belonging to each account holder.
A standard checking account at most banks is an account where a person puts money in, and then they can write checks to pay their bills or get cash. A standard checking account might have a minimum balance the account holder has to maintain, without being charged a service fee.
A writ of judgment can be used to levy a checking or savings account that belongs to the debtor. Joint accounts can be partially protected but the other account holder must file the proper documents with the court where the judgment was granted. The bank has no obligation to notify the account holder(s) that the account has been levied. The account holder(s) should remove funds and close the account if at all possible. This can only be done BEFORE the judgment has been executed.
Typically, a checking account includes information such as the account holder's name, account number, routing number, and balance. It may also include transaction history, including deposits, withdrawals, and any fees charged by the bank. Additionally, some checking accounts may have overdraft protection or a linked debit card.
A joint account holder cannot be removed from the account, the account will have to be closed.
The amount would be settled to the nominee. If the account holder has not filled in the nomination details then the money would go to the legal heir.
The check would first have to be endorsed, that is, signed, by the wife before being deposited. The endorsement is proof that the wife has agreed to this by signing the check over to her husband. An unendorsed check will not be accepted.