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Replacement coverageYes, Most insurance policies do indicate that the Insurance company will indemnify you either by compensating your monetarily for your loss or by replacement of the item with a similar or same one of like kind and quality.
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โˆ™ 2011-07-20 07:12:32
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Q: Can the insurance company replace an item instead of paying for it?
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What if hail damage is greater than the value of car?

than your car is totaled and your insurance company just pays you a dollar amount instead of paying for the repairs... assuming you have insurance

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What is The dollar amount you have to pay before an insurance plan takes effect and the insurance company starts paying called?


Can you pay out of pocket instead of using health insurance?

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