It seems to me that this is reasonable. For example, if your home has water damage every time it rains, the insurance company would know your home is a higer risk from the property history. The good part is, you'll know too!
Typically when you have a homeowners policy the insurance company will run a loss history report to see what claims have been filed, they are really checking on your history of claim filing, if a claim comes up on the home you are purchasing it may be documented within the company but doest count against you.
Also, an NFIP flood policy will list all prior claims for that property on the declarations page.
Slashed tires coverageYou will need to file the claim under your Auto Insurance policy. Your homeowners insurance does not pay for car damage. That's what auto insurance is for.
You might get better insurance rates if they don't find out you're lying. A new insurance company will likely check your driving record with your previous insurance companies though.
It is either a claim for a fire or it is any type of homeowners claims since homeowners policies used to be called fire policies.
Question was in error, ignore!
Sure, So long as you disclose the previous claim to the new company. Failure to inform the new insurance company of previous claims is insurance fraud by omission of a known fact and is a felony offense. Should the new insurer find out that you intentionally tried to conceal the previous claims they can deny any and all coverage under the new policy.
To make a claim with your homeowners insurance policy, you will need to contact your agent for details on how to proceed from there. In searching the Wallside Windows webpage, I did not see any indication that they accept homeowners insurance as payment.
Will Homeowners Insurance cover an Auto Accident?No, Homeowners Insurance Policies do not provide coverage for Auto Accidents.____________________________________________________________________Other AnswersNo. If he wasn't insured on the car, then there is no way to claim any of his insurance on it. He will simply have to pay himself.
File the claim on your auto insurance. Homeowners insurance does not cover automobiles.
Possibly. Call an agent.
If homeowners bundle their insurance polices they can receive up to a 15% discount on all policies that are current. For individual policies for homeowners insurance, there is a discount for every year that an individual is claim-free.
Generally, a claim can be cancelled. If you do not want the insurance to pay a claim, the company will be glad not to pay it.
The insurance company, once things get sorted out, will probably deny your claim. On top of that, the previous owner screwed themselves, because their insurance will go up.
The deductible applies to every individual claim.
You can claim an insurance loss for an above-ground pool only if it was covered by the terms of your insurance policy. Check with your insurance agent.
No Homeowners insurance does not provide coverage for automobiles. You would have to look to your auto Insurance to file a comprehensive claim. No one is liable for an act of nature.
Yes. The insurance company will pay their portion of the claim which does not include the deductible because that is your portion .
So long as you can establish the loss occurred during the term of the prior insurance policy, yes they will cover the claim.
The closest you will come is an attorney who specializes in insurance and the choice of gender is yours.
Purchase Extended Coverage that includes Wind and Hail losses with your Homeowners Insurance Policy. This way future losses will be covered.
If you are filing a homeowners insurance claim because your basement was flooded then be sure to be specific when making the claim because most homeowners do not have flood insurance. If your basement flooded as a result of a broken or leaky pipe or from some other cause from inside the home then you should be fine but if your basement was flooded as a result of an outside source then you may not.
No, Homeowners Insurance does not provide personal injury coverage away from the home. You should file an accidental injury claim with your Health / medical Insurance provider.
It goes on your record and your insurance rates get adjusted.
File a claim on your comprehensive auto insurance if you have it. Your homeowners insurance will not cover damage to your vehicle.