It seems to me that this is reasonable. For example, if your home has water damage every time it rains, the insurance company would know your home is a higer risk from the property history. The good part is, you'll know too!
Typically when you have a homeowners policy the insurance company will run a loss history report to see what claims have been filed, they are really checking on your history of claim filing, if a claim comes up on the home you are purchasing it may be documented within the company but doest count against you.
Also, an NFIP flood policy will list all prior claims for that property on the declarations page.
Slashed tires coverageYou will need to file the claim under your Auto Insurance policy. Your homeowners insurance does not pay for car damage. That's what auto insurance is for.
Question was in error, ignore!
You might get better insurance rates if they don't find out you're lying. A new insurance company will likely check your driving record with your previous insurance companies though.
It is either a claim for a fire or it is any type of homeowners claims since homeowners policies used to be called fire policies.
Sure, So long as you disclose the previous claim to the new company. Failure to inform the new insurance company of previous claims is insurance fraud by omission of a known fact and is a felony offense. Should the new insurer find out that you intentionally tried to conceal the previous claims they can deny any and all coverage under the new policy.
Possibly. Call an agent.
File the claim on your auto insurance. Homeowners insurance does not cover automobiles.
To make a claim with your homeowners insurance policy, you will need to contact your agent for details on how to proceed from there. In searching the Wallside Windows webpage, I did not see any indication that they accept homeowners insurance as payment.
Will Homeowners Insurance cover an Auto Accident?No, Homeowners Insurance Policies do not provide coverage for Auto Accidents.____________________________________________________________________Other AnswersNo. If he wasn't insured on the car, then there is no way to claim any of his insurance on it. He will simply have to pay himself.
If homeowners bundle their insurance polices they can receive up to a 15% discount on all policies that are current. For individual policies for homeowners insurance, there is a discount for every year that an individual is claim-free.