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A creditor can file a lawsuit against a debtor who has defaulted on a contract. But, all Social Security benefits are exempt under federal law from creditor garnishment.

This does not mean that if the creditor sues and receives a judgment against the debtor they will not have other means of executing the judgment to recover the debt owed.

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Q: Can they credit card companies sue you and take your Social Security Insurance?
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Yes, most companies require that you provide your social security number to get an accurate quote. Insurance rates can vary depending on your credit history.


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Can credit card companies garnish pension and social security benefits automatically deposited into your bank account in Tennessee?

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Where would one get commercial credit insurance?

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