The spouse is not personally responsible for the medical bills, unless they co-signed them. However, the estate is responsible. Which means that the estate may be depleted and a lien placed on the house. The spouse may not inherit anything.
Your dead spouse's estate is responsible for the credit card debt. In practice, this may amount to "you are responsible for it."
no.
In most cases they will be held responsible. The spouse is considered to have benefited from the debt.
No. Your present spouse had no legal responsibility for you before you were married.
Yes!
No, the spouse is not responsible. However it does come out there assets left behind.
All states require that debt be resolved before an estate is settled. That means the bills have to be paid before anything can be distributed.
Yes. Minnesota, Iowa, and New Hampshire are spousal restriction states. A debt collector calls your house, and your spouse answers, they cannot discuss the account with your spouse, even if they claim they are your spouse. The reason is because anyone can claim to be your spouse.
our house is under my husband's name and it is about to be foreclosed. will lender come after me later for any unpaid debt?
Medical debt does affect your overall credit score. However, when buying a house or car, most of the time medical debt is not factored into the equation.
In Texas, the estate must resolve all debts including medical bills. Until that is done, the spouse cannot inherit anything.
If your spouse co-signed the debt, they will have to pay your debt. In most cases, the answer will be no, it is your debt and you are responsible.