Yes they can I work for the company
Usually the bank has a list of repo companies they do biz with and they pick one to repo the car. Maybe the closest to the car, maybe the cheapest, whatever.
yes
Yes. However, the agency conducting the repo needs to be licenced to operate in the state you are in.
Call your state DMV. They have procedures for the title work.
Search on "repo laws + [your state]"
One day late. I live and own 2 repo companies in Washington. Sorry, but that is the law.
If you don't have the title, use the registration card from the previous state. Check with the DMV to see if there is still a leinholder listed on the title. You will need the VIN #. They will give you that information. My question to you is, are they or have they tried to repo the vehicle? Is it in "repo" status?
The answer to this depends on the state you live in. Each state has different laws that prescribe the process for repo and sale.
Depends on the lender, the agreement you signed, and the state you live in.
This depends on state law regarding lienholders, not bankruptcy law. Debts can be transferred (sold) to other creditors, but usually the title has to be endorsed to the new creditor and you have to get notice of the transfer. A creditor can seize a truck under a court order to satisfy a judgment, whether it is on the title or not. It is not a repo, however.
If the contract is legal and binding then repo the car. You can hire a repo company.
NOPE. No state requires lenders to tewll you that you are in "repo status". The lender desire for you to make the payments will sometimes give you a clue.