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Yes, with a judgment, but if you're head of the household, no.

Experience: I own a collection agency.

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Q: Can wages be garnished after charge off in florida?
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When a collection agency buys your charge-off can they take you to court and garnish your wages?

Yes. They can sue you and if they win a judgment your wages can be garnished as long as you are in a state that allows wage garnishment. If you are in TX, PA, NC, or SC, wages cannot be garnished for this type of debt.


If you are sued for a credit card that was charged off in 2000 can they garnish your wages in Florida?

Yes. If you are sued and judgment awarded against, your wages can be garnished. Well, sort of... Florida is what is known as a "debtor friendly" state. Assets that can be attached by creditors are limited.For example, wage garnishment for the head of household.. the first $500 is exempt. Anything above the $500 can be garnished only with the written consent of the debtor. As you can see this makes it pretty difficult for the creditor. Marital bank accounts cannot be garnished. Under Florida law they are protected by the Tenancy By the Entirety Statute. Other bank accounts can be garnished, but with strict limitations. To find out all the property exempt from creditors, search "Florida Bankruptcy Exemptions."


Can they garnish your pay check because your spouse is indebt?

Washington State, Can they garnish my pay check because my spouse wages are being garnished to pay off a credit card debt.


How many times can same company garnish wages with no break in between?

As many times as it takes to pay off the judgment, however typically they only need to file the garnishment once unless you change jobs frequently. If not, you can always challenge the amount being garnished from your wages.


What would happen if you took a cash advance from your credit card and could not pay it off?

The same thing that would happen if you didn't pay for any other charges. Charge off, collection agency, collection attorney, possible lawsuit, judgment, judgment action. This is a bit simplified but the basics are,your wages and bank accounts can be garnished, property can be seized and sold (seldom happens)etc. It would be in your best interest to consult with an attorney, most offer free or minimal charge consultations

Related questions

When a collection agency buys your charge-off can they take you to court and garnish your wages?

Yes. They can sue you and if they win a judgment your wages can be garnished as long as you are in a state that allows wage garnishment. If you are in TX, PA, NC, or SC, wages cannot be garnished for this type of debt.


Can you have your wages garnished in Texas to pay a reposession off?

Yes


Can your wages be garnished in Florida if you are a single mother?

Yes, in Florida, wages can be garnished for child support payments regardless of the parent's marital status. This means that as a single mother, your wages could be garnished to enforce child support orders.


If you are sued for a credit card that was charged off in 2000 can they garnish your wages in Florida?

Yes. If you are sued and judgment awarded against, your wages can be garnished. Well, sort of... Florida is what is known as a "debtor friendly" state. Assets that can be attached by creditors are limited.For example, wage garnishment for the head of household.. the first $500 is exempt. Anything above the $500 can be garnished only with the written consent of the debtor. As you can see this makes it pretty difficult for the creditor. Marital bank accounts cannot be garnished. Under Florida law they are protected by the Tenancy By the Entirety Statute. Other bank accounts can be garnished, but with strict limitations. To find out all the property exempt from creditors, search "Florida Bankruptcy Exemptions."


Do you have to pay off a court issued judement?

Yes indeed you do. If you don't, your wages will end up garnished anyway.


Can both your wages be garnished and your tax refund taken for defaulted student loan or just one or the other?

both...untill its paid off.


Can you write off credit card wage garnishment payments on your taxes?

You cannot write off credit card wage garnishment payments on your taxes. It is best not to get into a situation where your wages are being garnished.


Can a lawyer garnish your wages after the creditor has written it off as a charge off?

Absolutely, but he must obtain a judgment first.


What can happen if you can't pay a judgment against you?

Your wages will be garnished or bank account levied or any real property you own will have a lien filed against it, until you can pay it off.


Can they garnish your pay check because your spouse is indebt?

Washington State, Can they garnish my pay check because my spouse wages are being garnished to pay off a credit card debt.


What is the 'cool off' period for a domestic violence complaint in Florida?

I am unaware of any "cooling off" period for a charge of "domestic violence, in the state of Florida.


How many times can same company garnish wages with no break in between?

As many times as it takes to pay off the judgment, however typically they only need to file the garnishment once unless you change jobs frequently. If not, you can always challenge the amount being garnished from your wages.