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What else can I help you with?
Can you begin an insurance policy before buying a car in case the lender requires prior coverage?
from a General AgentYes you can start the policy and pay premium but the actual coverage will commence when you take possession of the vehicle.
If another driver has an accident in your car will your insurance company add that driver to your policy?
The other driver is not "added to your policy". However, the other driver will be covered by your policy for this accident provided certain conditions are met. 1. The vehicle cannot be available for the regular use of this other driver, which is to say the policy will cover them so long as they are merely borrowing the vehicle. 2. The other driver must have the permission of the owner of the vehicle to drive it. Insurance will not cover someone, for example, who wrecks a car after stealing it. Note that if this temporary driver is insured with their own policy, their policy would only come into play if damages exceed the limits of your policy. As you note in your question that the temporary driver was added to your policy, I must assume that this person is someone who you did not report to your insurance company as a driver but they should be on your policy, i.e. someone who has the regular use of your vehicle. Insurance companies handle this situation in differing ways but some will add a driver to the policy as a courtesy to their insureds. Those that do this will first look into that driver's record to determine what premium they would have charged to cover this person had this person been on the policy from the start. So long as the premium increase would not have been more than a certain percentage, say 30%, they will provide coverage for the accident, add the driver and charge the added premium amount for the added coverage. However, if the premium increase were more than this certain percentage, they may not only deny coverage for this accident, but also rescind the policy - meaning the policy is null and avoid. They can do this because one of the conditions of insurance is that the insurance cannot commit a material misrepresntation, such as misrepresenting who and what is to be insured.
What is a minimum and deposit premium in Commercial Insurance?
Insurance companies vary in requirements to start a policy. Typical terms for payment are annual, semi-annual, quarterly and monthly. IN regards to monthly billing, you will either see 2 months premium required, or a 25% pure premium required. In either case, all policy, broker and inspection fees are required up front. *It is also recommended that you find out if the premium and fees are fully earned (non-refundable)
How do you calculate vehicle gross premium?
To calculate the vehicle gross premium, you start with the base premium determined by the insurer, which considers factors like the vehicle's make and model, the driver's history, and coverage options. Then, you add any applicable taxes, fees, and surcharges. Lastly, discounts for safe driving or bundled policies can be applied to arrive at the final gross premium amount. This total reflects the overall cost of the insurance policy before any adjustments.
When does long term care insurance begin?
Long term care insurance typically begins once the policy is in effect, which is usually after the premium payments have been made and the policy has been issued. The specific start date can vary depending on the insurance company and the terms of the policy, so it's important to check the policy documentation or consult with the insurance provider for the exact details.
How do you write a letter of my convictions for the US waiver?
To write a letter of conviction for a U.S. waiver, start by clearly stating your purpose and intention to apply for the waiver. Include a detailed explanation of your past convictions, emphasizing any steps you've taken toward rehabilitation, such as community service, education, or employment. Express your understanding of the impact of your actions and your commitment to being a responsible citizen moving forward. Finally, be sincere and respectful, reinforcing why you believe you deserve the waiver.
When was the European common fishing policy start?
the fishing policy started in 1975
How can you check on an old life policy with INA of North America?
CIGNA is the parent company of Life Insurance Company of North America. If you have the policy number, you may contact CIGNA, which has its home office in Philadelphia, and start the search there. Another alternative is to contact the agent who/which sold the policy. The agent's identity is normally shown on one of the first pages of the policy, or on a cover when the policy is in booklet form. If you cannot locate the agent at the address shown on the policy, contact the state insurance commissioner's office where the agent was located and determine whether or not he/she remains licensed. The insurance commissioner's office will have current contact information for the agent. It might be the case that the original agent is no longer working or is no longer representing CIGNA/INA. If that is the case, your efforts are best directed at contacting the insurance company. Keep in mind that these efforts might not turn out to be worthwhile if premiums were not paid for the duration of the premium-paying period. If it was a term policy, coverage generally would have terminated within if a premium was 30 days or so late, because a term policy does not accumulate cash value. If it was a whole life policy, the coverage might have survived for a period of time after the cessation of premium payments, as the policy may have "lived off" of the accumulated cash value until it was exhausted. At that point, coverage would usually terminate for nonpayment of premium.
When did the one-child policy start?
1979
When did the sunshine policy start?
when you sucked that cigar
How do you get an insurance quote for a new car?
call an insurance agent. If you already have one that's a good place to start. If not, see if you can get on a policy with your parents (if you still live at their home). Sometimes you'll need to pay a higher premium for insurance if you've never had insurance before.
When did the white Australian policy start?
it ended in 1973 so it cant start in 1901
