Can wife collect life insurance if husband commits suicide?

Most of the time the answer is yes. There is a two year contestability clause on life insurance policies. If the policy is in force past this period then the insurance company is not allowed to contest the policy no matter what the situation. Even in cases where the person outright lied to the insurance company and thereby committed fraud the company will pay the benefits without regard. I have had one case in my time as an agent whereby a suicide occurred before this two year period was up. What happens in this case is that the insurance company will return all premiums paid by the insured plus interest. The spouse did not expect even this and was not asking that the policy benefits be paid. She was familiar with the clause and was happy to receive anything from this policy. She did receive payment from other policies he had because they were beyond the two year period. I hope this answered your question.