I assume your question refers to a car that was financed and was involved in an accident an it was a total lost. The insurance company pays the bank, the car belongs to the insurance company.
This is normally 1 point for this type of violation unless there also was an accident involved at the same time. If there was an accident you will be charged 4 points for the total on your driving record but only 3 points for your insurance record with most insurance companies.
The correct way to spell the word is accident. You were correct.
You can be charged with leaving the scene of a accident
They would be charged
Then the people will be charged with insurance fraud.
If someone in a vehicle accident is injured or killed, one or all of the drivers involved in the accident may be charged with vehicular manslaughter or felon reckless or drunken driving, depending on the circumstances. The driver charged does not necessarily have to be the one who caused the accident.
No, but if involved in an accident, even when not at fault, the drunk driver would still be guilty of, and could be charged with, DUI.
if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim
== == Question..........Did you leave the scene of the accident? If so, you should have been charged by police. On the other hand, if you didn't run and the other driver did run away, you are OK. And YES you should all ways tell the TRUTH to your insurance company, or it WILL come back and bite you in the butt. That also applies to the NEW insurance company. Ethically you have a responsibility to be truthful about your past driving record.
depends on your and his insurance, generally insurance follows the driver not the car. so your insurance shouldn't care, their insurance should pay for everything. If they don't have insurance, then your uninsured motorist might cover it. It depends entirely on your company, but if your company pays then your premiums will go up. The person they hit should have insurance that may cover it. I see no reason why your insurance should be involved.
It is criminal law: society's response to actions that are criminal or negligent.
It is legal for a provider to have a cash price and a a different price for different insurance companies. So yes.
If you hit someone in a car accident and you have auto insurance even if they don't your insurance will cover repairing both automobiles.This is why you carry insurance. You will not be charged anything for the repairs to the other persons automobile.It is always best to let the insurance pay for it! It beats the other party suing you, that can get ral ugly and make your insurance go way up if you loose.
insurance is insurance as long as it wasn't done to profit the owner/ yes you are covered
Yes, every liability policy has bodily insurance coverage attached to it. Therefore, their insurance should pay any medical bills you may be charged for.
If you were in an accident yes it would, if you are talking about having insurance to cover criminal charges and fines, I'm pretty sure that is illegal.
Absolutely, the fact that you are cited or not cited will not apply. The insurance company will determine your fault. For example, an accident caused on private property doesn't fall under police jurisdiction but you still caused it so your company would raise your rates.
yes, but even if only your car was damaged, you could be charged with an at-fault accident even if you didn't get a ticket.
Senior citizens should be charged a higher rate for car insurance. Seniors have the second highest accident risk average, only after teenage drivers. Teenage drivers have higher car insurance because of this higher risk factor, and so should senior citizens.
If you are able to obtain insurance in the future is the questions. You will most likely be placed in the assigned risk group and the rates you will be charged will be higher than those without your history.
They would be charged with leaving the scene of an accident in addition to any other charges regarding the cause. There is no requirement to help the other driver.
the insurance companies can place the blame on you because you were drunk and shouldn't have been out on the road.