No.
Yes, an alcoholic can get life insurance, but the particular type of policy that the alcoholic can buy may be limited. Certain medical conditions do make certain types of insurance unavailable. Talk to your insurance broker. An alcoholic should be able to get just about any kind of life insurance. Very often, though, the insurance companies want to make sure that the alcoholic has joined an association that the the alcohol use issue is fully under controlled and has been for at least one year.
The use of choosing life insurance is to protect youself and your kids from unwanted misfortune. Life Insurance will pay off funeral fees and other things for you.
Most business use Group life insurance. Group life insurance is one of those non-monetary or feel good benefits company's provide their employees. For as long as someone works for the company, depending on their salary and grade, they are insured for a certain amount. The company bears the premium payment and the insurance proceeds are paid by default to the survivor of the employee. If I were an employee, I would prefer a company that offers a higher group insurance.
neither,he needs car life insurance.
It depends on what your insurance needs are. You can use the calculator here to see if variable life insurance is right for you http://www.lifehappens.org/life-insurance/life-calculator
Life insurance is a more general concept that may refer to either whole life insurance or term life insurance. Whole life insurance gathers value the longer you have it, whereas Term life insurance does not obtain any value that you may use before you die. Term life insurance only pays out when you die.
There are several services offered by 'Banner life insurance company' such as life insurance. They offer many different plans and life insurance for personal or business use.
The use of the Keyport Insurance to get unique & different kind of insurance is useful They have offer useful insurance type like life insurance people can get to use.
A person may be forced to use Express Scripts rather than their local pharmacy because it is cheaper. This is generally decided by the company that is extending the insurance.
Yes it is possible that under certain conditions you could have some taxable income from the Life insurance proceeds. Life insurance proceeds paid to you because of the death of the insured person are not taxable unless the policy was turned over to you for a price. Go to the IRS gov web site and use the search box for publication 525
Google the types of life insurance first. You need to learn a little about life insurance. The terms you are using and spelling are weird. Most people use cash value insurance to describe a type of life insurance.I do not really understand what you mean but, from my experience, I can only guess that by life insurance you mean term life insurance. If that is the case, then, in most situations, term life insurance has lower premiums than cash value life insurance (whole life, universal life...). Be well! mcdlife.com
Henry Worthington Smith has written: 'Talks with life insurance agents' -- subject(s): Life insurance agents 'Life agent's aid, for the use of the agents of the Union mutual life insurance company ...' -- subject(s): Life insurance