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Yes, the credit report has no bearing on whether a debt is valid and subject to litigation.

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โˆ™ 2006-04-01 22:40:31
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Q: Can you be sued for a debt that does not appear on your credit report?
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If a friend refuses to pay a debt and you don't want to sue but want to report it so it appears on his credit report how can you do that and will a collection agency file such a claim?

Not without suing. It's a credit report. You are not a creditor. If you sued and got a jugdment and she didn't pay then that would be on the credit report

If you get Sued for credit card debt can they take the house?

If you are being sued by a credit card company can they take your house?

Do you have to appear in court when being sued for credit card debt?

In general, yes, however if you don't, you will (normally) automatically lose the case.

Can creditors collects a debt from seven years ago in New York?

Only if it is a judgement. If they never sued you, then after 7 years, it will come off of your credit report, and you are no longer liable for the debt.

If a delinquent account was never reported and it suddenly appears on your credit report 5 or 6 years later are you still responsible for that debt?

A consumer's responsibility for a debt is a separate issue than credit reporting. If you owed a debt 5 or 6 years ago, and never paid it, you still owe it. There is a statute of limitations for how long a debt can be collected, another for how long a consumer can be sued over a debt and another for how long a debt can show on your credit report.

Can I be sued for credit card debt?

If you don't pay your credit card bill... yes.

Can you be sued for a bill that does not show on your credit report?


If you are an authorized user on your husbands credit cards and you are getting a divorce can you be sued for the balance if he is incarcerated?

No. As an authorized user, you are not legally responsible for his debt. Now, credit score wise, even though you did not create the soon to be bad debt, it still shows up on your credit report.

Can simply receiving a summons notifying you that you are being sued damage your credit report?

Receiving a summons has no bearing on your credit report. It is, however, an indication that you are being sued over a bad debt. This debt may have already damaged your credit and certainly any legal action would be extremely damaging. It is always in a consumer's best interests to prevent a judgment from being granted against you. Whatever you do, answer the summons and raise a defense in court.

Can you be sued in North Carolina over credit card debt?

Yes you can.

Can you be sued for a charged off credit debt by the original creditor?


Can you be sued here in the Philippines for a credit card debt in Dubai?

You're screwed.

Does the state of Florida allow you to be sued over unpaid credit card debt?


Is there a limit in which you can be sued over credit card debt?

Your bank sets the limit. But yes.

Is an authorized credit card user responsible for his debt?

Of course, and they can be sued if they don't pay.

Can your civil curcuit court judgment be dismissed with chapter 7?

i just was sued by a lawyer for a credit card debt . i have to appear 12/3/08 im thinking about bankrupcy what should i do

What can be done to someone who owes credit card debt but has no money or property and is being sued?

get a job(s!) and pay off the debt

If you have broken a lease and you are then sued by the property management company and you do not show up in court. How long will it take for the judgment to appear on your credit report?

If the management company files it immediately with a credit agency, it may be hours or days.

If you have an eviction from 3 years ago how long does it stay on your credit?

Evictions do not appear on credit reports unless the person is sued and a judgment is entered against them. Judgments remain on a credit report for 7 eyars. Many judgments are renewable and can therefore remain indefinitely.

Can you be sued after a bill was charged off on your credit record?

Yes, a 'charge off' does not invalidate the debt nor the legal rights of the creditor to collect that debt.

After a charge off has reached 7 yrs and is no longer on your credit report can a private company bill you for payment on behalf of the creditor?

The answer to your question depends on the laws which govern the debt. Morally, if you owe a debt that is 7 years or older and have never paid it, you still owe the debt. The 7 year time period is how long the derogatory information may show on your credit report. There is a separate time period, the statute of limitations, for how long you could have been sued over this debt. Both of these have, most likely, expired.

Can your wife be sued for husband credit debt In the state of Delaware?

If the wife was listed as a cardholder (even secondary) probably.

Can you be sued in court for non payment of credit cards in New York?

Yes. Even though credit cards are considered unsecured transactions, the account holder can be sued by the original creditor or a third party collector for the debt.

If you default on a credit card debt in Hong Kong can the bank sue you in Australia if you now live in Australia?

Yes. You can be sued for for unpaid debt no matter where you live. Further more, this debt WILL affect your financial standing in Australia and your ability to get credit here.

Can a landlord garnish for past due rent?

The can only garnish if the have sued and were awarded a money judgment. However, the landlord can send the unpaid rent account to a collection agency who may report the debt to the credit bureaus. My