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Can you be sued for a debt that does not appear on your credit report?
Wiki User
∙ 18y ago
Yes, the credit report has no bearing on whether a debt is valid and subject to litigation.
Wiki User
∙ 18y ago
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Can you be sued in North Carolina over credit card debt?
Yes you can.
Can you be sued for a charged off credit debt by the original creditor?
Yes.
What can one get from credit report services?
A credit report helps the Fair Credit Reporting Act to include information on where an individual lives, where he lives or if he has been sued. A credit report service can give the person a free credit report to fill in the information and send it.
What can be done to someone who owes credit card debt but has no money or property and is being sued?
get a job(s!) and pay off the debt
If you have an eviction from 3 years ago how long does it stay on your credit?
Evictions do not appear on credit reports unless the person is sued and a judgment is entered against them. Judgments remain on a credit report for 7 eyars. Many judgments are renewable and can therefore remain indefinitely.
If a friend refuses to pay a debt and you don't want to sue but want to report it so it appears on his credit report how can you do that and will a collection agency file such a claim?
Not without suing. It's a credit report. You are not a creditor. If you sued and got a jugdment and she didn't pay then that would be on the credit report
Can creditors collects a debt from seven years ago in New York?
Only if it is a judgement. If they never sued you, then after 7 years, it will come off of your credit report, and you are no longer liable for the debt.
Can simply receiving a summons notifying you that you are being sued damage your credit report?
Receiving a summons has no bearing on your credit report. It is, however, an indication that you are being sued over a bad debt. This debt may have already damaged your credit and certainly any legal action would be extremely damaging. It is always in a consumer's best interests to prevent a judgment from being granted against you. Whatever you do, answer the summons and raise a defense in court.
If a delinquent account was never reported and it suddenly appears on your credit report 5 or 6 years later are you still responsible for that debt?
A consumer's responsibility for a debt is a separate issue than credit reporting. If you owed a debt 5 or 6 years ago, and never paid it, you still owe it. There is a statute of limitations for how long a debt can be collected, another for how long a consumer can be sued over a debt and another for how long a debt can show on your credit report.
If you are an authorized user on your husbands credit cards and you are getting a divorce can you be sued for the balance if he is incarcerated?
No. As an authorized user, you are not legally responsible for his debt. Now, credit score wise, even though you did not create the soon to be bad debt, it still shows up on your credit report.
Can you be sued for a bill that does not show on your credit report?
Yes
Can you be sued for a charged off credit debt by the original creditor?
Yes.
Can you be sued in North Carolina over credit card debt?
Yes you can.
If you have broken a lease and you are then sued by the property management company and you do not show up in court. How long will it take for the judgment to appear on your credit report?
If the management company files it immediately with a credit agency, it may be hours or days.
Does the state of Florida allow you to be sued over unpaid credit card debt?
Yes, in Florida, creditors can sue individuals over unpaid credit card debt. If a lawsuit is successful, the court may issue a judgment against the individual requiring them to repay the debt.
Is there a limit in which you can be sued over credit card debt?
Your bank sets the limit. But yes.
Is an authorized credit card user responsible for his debt?
Of course, and they can be sued if they don't pay.
