In general, a claimant, i.e. the the drawer or payee of a certified check, may assert a claim to the amount of the check by a communication, e.g. a declaration of loss, to the obligated bank in a time and manner that provides the bank with a reasonable time to act on the communication before the check is paid and includes a description of the check with reasonable certainty. In the case of a certified check, the claim becomes enforceable on the ninetieth day following the date of acceptance. See the Uniform Commercial Code, Article 3, Section 3-312(b).
I mailed a money order and it never arrived, what can be done
If you have sent the check, you cannot cancel it.
Only the bank can certify a check, or someone at the bank. Usually, the bank will not certify a personal check, they will issue what is called a "certified check". A certified check is guaranteed to have available funds by the bank that certifies it. Certified means the funds are held aside. Anyone with a certified check made out to them can go to that bank and collect cash. In days of banking past, you could have a personal or business check certified by the bank, and they would stamp the check "certified" and hold the funds aside on that item. Now, the bank will just issue a certified check after taking the money from your account and the certified check will be drawn on the bank's account. This answer is for the U.S. banking system.
no
yes
I don't see why not. Contact your bank in which you drew the money from. It will likely cost you some money, as most every bank charges a fee to cancel a check. Best to do it immediately, before it gets cashed and you are S.O.L.! Good luck.
I mailed a money order and it never arrived, what can be done
If you have sent the check, you cannot cancel it.
You need to contact the ticketing office to cancel it or call them for it.
Only the bank can certify a check, or someone at the bank. Usually, the bank will not certify a personal check, they will issue what is called a "certified check". A certified check is guaranteed to have available funds by the bank that certifies it. Certified means the funds are held aside. Anyone with a certified check made out to them can go to that bank and collect cash. In days of banking past, you could have a personal or business check certified by the bank, and they would stamp the check "certified" and hold the funds aside on that item. Now, the bank will just issue a certified check after taking the money from your account and the certified check will be drawn on the bank's account. This answer is for the U.S. banking system.
A certified check, also referred to as a cashier's check, is a check that has already been paid for so you don't have to wait for it to clear your account. Generally, certified checks do not have an expiration date on them.
No, one cannot put a stop payment on a certified check. The point of issuing a certified check is to guarantee that the check can be cashed immediately - like cash.
is there a money amout the bank will no cash on a certified check?
no
It depends on the situation. Yes - If a check is lost or stolen then it is perfectly legal to cancel it No - If you have given it as a means of payment for some goods or services and you owe the other party money. In this case, the other party will not get paid the money and they can initiate legal action against you for not paying them.
lost my moneygram and wanted to know how i can cancel and get a replacement
To take back or cancel a law means to repeal it or invalidate it, effectively removing it from legal effect. This can be done through the passage of a new law, a court ruling, or an executive order depending on the legal system in place.