Yes, but you must list all debts, not just medical debts.
If it is not a secured debt it will be included in the bankruptcy discharge.
Under the new bankruptcy rules, this would be hard to impossible to do.
Depends on what the issue is. If you want to put in a claim for medical malpractice, you need a tort attorney, the type that normally does personal injury cases. If you are looking for debt related issues, a bankruptcy attorney would be the ones to talk to.
No, it would be a nonpriority, unsecured debt.
No, a creditor is required to file a claim if seeking payment, otherwise that claim is considered waived. So in this case. if there was no claim, then it was waived and the debt discharged. But even if it was filed, it would have been discharged in the business BK.
No you are not, If you deglared bankruptcy, that cancels your debt
Tons and Tons. Many hard working people are driven to Bankruptcy due to overwhelming medical debt. This is an unknown amount as this would be listed as an outstanding balance rather than a specific reason, medical costs like any other unsecured debt "could" be one of the reasons people do apply for bankruptcy
If you are referring to a chapter 20 (chapter 7 + chapter 13), then yes it is possible. The BK court doesnt differentiate between the types of debts (i.e. taxes, mortgages, medical debt, or credit cards) so you cannot file a chapter 7 for personal debt, and then expect to be allowed to file a chapter 7 for medical debt soon after.
There is no way a judge will allow her to add a cosigned account to a bankruptcy case. Being that you may be able to pay the debt, the judge will be forced to deny the claim. However, if it does slip through, you can file suit against the court to get the bankruptcy recinded. Just to answer your question, hypothetically, if it did slip through and you could not figh it you could not sue her because the debt has already been settled as a bankruptcy. So you see how it's not possible for her to claim the account in the first place.
There are many places where one can get help for credit and debt bankruptcy. For example, Debt Advisors Scotland, Consumer Information and Total Bankruptcy.
If bankruptcy is over and the debt was discharged, they creditor is forever barred from taking any action to collect the debt. If the bankruptcy is still pending, the debtor cannot contact you without permission from the bankruptcy court. In either case, you may have a claim for damages against the debt collector.
In general, YES. Key to your question is your usual income and equity in assets, compared to the debt. An excellent primer about either chapter 7 or 13 bankruptcy is "The New Bankruptcy, will it work for You?" 3rd edition by Stephen Elias, published in 2009 byNolo; 346.078 E42N Dewey decimal. Also you might contact a paralegal or lawyer specializing in filing bankruptcy in the state of jurisdiction.