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You can claim it, but it doesn't necessarily means that it will be paid. In other words, the first thing to consider is the peril or act that caused the ring to disappear. If the peril is listed as covered under you policy, then the loss may be paid, if not, then the story ends here. In the event the peril was listed, then you have to look at the limitations. Loss of jewelery is often limited to a specific amount depending on the policy, which could be anywhere from $2,500 to $10K. So if the ring falls within that value, you may expect to get something, but remember to deduct the applicable deductible first. But personally, I feel that your chances on collecting for that missing ring are slim to none. Good Luck anyway!
What else can I help you with?
How do you Claim for broken window on home insurance?
Ring them
Found ring after filing insurance claim?
You have a duty under the insurance contract to notify the insurance company, they will either require you to give them the ring or let you keep it.
You lost your diamond engagement ring It was never added to your homeowners insurance but you have a certified appraisal from about 12 years ago Is your ring covered?
On insurance policies there is a section for 'contents' which should include your ring and you would have to send the receipt of the appraisal of your ring in when making a claim with your insurance company.
Will home owners insurance cover a stolen wedding ring?
They would cover it if was stolen from your home. They would pay up to the sub-limit, usually 1K, then reduce that amount by your deductible. However, if you schedule the wedding ring onto your Homeowners policy it will be covered less the deductible for the entire purchase amount. An appraisal will need to be submitted to the insurance company. A claim filed for the loss or theft of this ring will count as a claim against the Homeowners Policy, which could raise the premiums. There are Personal Article Policies that will separately cover this piece of jewelery.
When did The Missing Ring happen?
The Missing Ring happened in 1982.
When was The Missing Ring created?
The Missing Ring was created in 1982.
Should you put a claim if your wedding ring was lot or stolen on your homeowner insurance?
It depends on the cost of the ring and the amount of your policy deductible. Most deductibles are at least $500.00. If your ring only cost $499.99, you will receive nothing from your company. If your ring cost $510.00, you will only receive $10 from your company. Even of you don't receive any money from the company you will have to admit that you filed a claim anytime you try to get insurance in the future. Take a look at your policy to determine the deductible and find out the cost of your ring.
What telephone number do you ring to make a home insurance claim?
there are a few different numbers you should contact depending on your situation. I would begin by contacting your agent/company, they will get you started, and will likely be able to provide you with the most accurate information for your situation. Then, if you have a mortgage on the home, you should contact your mortgage company's claims department. This department will work with your insurance company to verify that the appropriate repairs are completed.
You lost your engagement ring 9 months ago After searching high and low you decided to claim for it you received a cheque and replaced the ring The missing ring has been found what should you d?
if it was coverd and you have the extra ring just sell it to a pawn shop or over craigslist. it will not be considered as fraud if they ever did somehow find out
Will your home owners insurance cover stolen wedding ring?
If it is scheduled on your policy and premium was paid, the wedding ring would be covered for the perils specified on the policy.
Can you get jewelry insurance on a wedding ring?
There are lots of jewelry insurance that you can get to put on wedding rings that will cover any damage. You can either get a rider from your home owners insurance or your renter's insurance policy or you can get insurance for a specific piece of jewelry from any insurance company.
You received money for a claim on a lost piece of jewelry you found the ring 3 months later do you have to contact the insurance company?
You need to contact your insurance agency immediately. You could be charged for theft. You will need to return the money.
