It all depends what type of chapter you are filling, chapter seven will help you to keep your primary house (where you live now) but you need to keep paying the mortgage, the credit cards and other payments with no collateral will be written off I hope this may help I recommend you to consult a lawyer usually the first consultation is free.
yes
If you have credit accounts in good standing then do not include them in your bankruptcy.
If you have come through a bankruptcy you have been through quite a bit. It is important to know that if your bankruptcy was dismissed, it may still be reinstated at a later date.
A "reaffirmed loan" is a loan that the claimant in a bankruptcy has left out of the bankruptcy and is "reaffirming" that they will still pay the loan as usual.
While it is more difficult to obtain a Merchant Account with a bankruptcy on your credit it is still possible. I was able to get a merchant Account through Orbitalpay (http://www.orbitalpay.com) with less than perfect credit as they are "in house" and are more leniant with approvals than most banks.
I am not certain about other states, but in Texas you can. I believe this is the case nationwide, but you should consult a bankruptcy attorney in your state to be certain.
Yes, you can still apply for Mortgage Relief after filing bankruptcy.
Of course.
A bankruptcy is not discharged. Debts are discharged. Real estate taxes are a lien on the real estate and would not usually be discharged. Talk to your bankruptcy layer.
Bankruptcy will prevent a foreclosure but you still have to reaffirm the loan and begin paying or the bank will repossess your house regardless of bankruptcy. Bankruptcy temporarily halts the process for up to a couple months.
You have to, it is a debt...it is just a secured debt...by the lien on the property.
Yes, you can still get insurance after bankruptcy. You may have to pay a higher premium though due to a poor credit score. You also may want to shop around for a better rate. There are still insurance companies in the United States that do not credit score.
i am not 100% about being able to buy a house, but you CAN keep your house if you already own 1,but you do have to pay any equity in the house to your liquidator.
== == NO, you have to turn in any credit cards and include the credit card debts in the bankruptcy. You can't pick and choose what debts you are going to include.
It depends somewhat on your state law regarding foreclosure sale, but as a rule, you can save your house from being auctioned by filing bankruptcy. Whether you can keep the house depends on a lot of other considerations. Consult a local bankruptcy lawyer.
The deed to the property is what determines ownership and what action can be taken against the property during bankruptcy or the execution of judgment.
My sister filed and was discharged in a bankruptcy, she did not reaffirm the house. She has moved out, she has homeowners on the property but is it still good if she does not live in the home.