Sure, you can drive the car. It doesn't matter if you're registered or not. And because you are an insured driver, that makes it even better, even if you're not insured to drive that car.
Having the same insurance isn't the issue. The issue is whether or not your state follows a "family doctrine purpose", which covers anyone in the immeadiate family regardless of who is driving, or follows an "ownership statute", which extends the priveledge to anyone driving the car with permission of the insured owner.
No. If they are going to drive the family car you can, if the insurance company allows it, but they should really have their own insurance.
Yes, I would make sure that any car you drive is covered.
Insurance co. are not required to test drive any vehicle.
Some insurance companies will require policyholders to sign a driver exclusion for family members if you claim the individual does not drive your vehicle. If the insurance company has previously paid a claim for an unlisted driver, they may require that you list the driver on your policy or sign a driver exclusion that restricts that driver from driving your vehicle. If a resident of your household has tickets and accidents and is not rated on your policy, the company will require a driver exclusion to prevent increasing your policy if they are rated.
The average American family drives their car 15,000 miles per year. The more you drive your car, the more your insurance company will want to charge you.
No, the company cannot drive! If the company wants you to use your personal car for company business, they should provide insurance for that use.
Um, why does the insurance company have the title???? The only reason that the insurance company would have the title is because the car was totalled from damage. Something is very wrong here.
No, for company insurance reasons
Now I can't drive yet but if you have insurance the insurance company will pay for you if you don't then you have to pay all the bills yourself.
As long as you are sure they have insurance and if you are listed as a drive on such insurance policy. If these cases are both yes then you will be covered under their insurance as long as you have permission to drive the vehicle.
This all depends on your insurance. your insurance policy may cover anyone that drives your car and that would mean then yes he can drive it. But you better check with your insurance company.
It depends on the insurance company. There are some out there where you can get insurance on you to drive any vehicle and be covered, it is normally more expensive that way.
If you read the policy under "definitions" (usually at the beginning of the policy, an "Insured person" includes you or a relative...or any person operating the vehicle with your permission. Your spouse is automatically included, regardless of "permissive use." Since the policy automatically affords such coverage, the underwriters base your premium on such factors as; teenage drivers in the household and driving/accident history of all family members residing with you. Keep in mind; In the event one of your family members took the car without your knowledge, your insurance company is going to cover them in the event they hurt someone else while operating that car.
I hope you're asking this before you need to know, not after.In most cases the insurance is on the car, not the driver, so it would be the car owner's insurance. Generally, the insurance will cover someone driving with the owner's permission, but there could be an exclusion for someone with a learner's permit. You and your friend should know before you drive the car. If we have a driver's license and covered under an insurance company for our car, can we still drive a friends car which is covered under a different insurance company. And which company will cover the car in this scenario.
No, Non Owners often referred to as Named Driver insurance never covers a company vehicle. It is the responsibility of your company to provide insurance for it's employees when driving a company vehicle.
you can't sue him if he had your permission to drive car. you need to collect from your insurance company. if you don't have insurance - you're outta luck.
Check your insurance document. Each insurance company has different rules about unconventional acts such as driving on frozen lakes.
Yes, you can. Ask your insurance company for a "broadform" contract. This contract insures you for every car you drive.
No insurance coverage means "don't drive the car". I would say that if your girlfriend has insurance coverage on the car and she allows you to drive there would not be a problem. This is unless you had been formally excluded from coverage by her insurance company.
Only if you expect your insurance to cover you if the child has an accident. You auto insurance contract states that you are responsible for listing all household members and drivers who drive your vehicles. If you do not do this then you have committed material misrepresentation and the insurance company is then not responsible for paying for the damage from the accident.
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As long as the Adult:Has properly informed the insurance companyHas insuranceWas not drunk or otherwise negligent.
In most cases they can drive your vehicle but most insurance companies have restrictions on the age of the driver, usually 25 or older. It is best to check with your insurance company before letting someone else drive your vehicle.
Legal depends on the laws in the state in which you live. I doubt it is illegal. However it is not wise. You need to be listed on the insurance as a driver. If you are not listed then you are lying to the insurance company and according to the policy the owner of the vehicle is committing material misrepresentation. This will cause the insurance to be void and if a claim occurs it will be denied by the insurance company. On the insurance application the applicant agreed to immediately notify the insurance company of any household members and anyone who drives the vehicles on the policy. In the policy itself it repeats this requirement as part of the legal contract. I have seen insurance companies deny coverage more and more for this type of activity. This will cause you a world of problems which could easily be avoided by giving the company what they need and have to have to fairly rate the policy. It may not even cost anything to add a driver depending on the age, marital status, and driving record of the person being added. As a matter of full disclosure, I own and operate a small Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for 3 years.