No you are still required to pay them the minimum due each month.
It is when (say for Mobile phone) you get credit put on to your phone without paying for it, usually only about $2. Although the amount of money(credit) will be taking the time more credit is added to the phone.
Paying the minimum amount due on credit card is not necessarily a sign of credit trouble because it actually makes the credit card account current.
Paying off your credit card debt can improve your credit score by reducing your credit utilization ratio, which is the amount of credit you are using compared to the total amount available to you. Lowering this ratio shows lenders that you are managing your credit responsibly, which can positively impact your credit score.
Your credit report, credit rating and credit scores do not reflect any difference in paying the full amount on a credit card account or paying the minimum amount. What is tracked and recorded on your credit report is whether or not you pay the account ON TIME. It is a completely different factor to your "bottom line" in the amount of interest you pay. so consider all the facts before you decide how much to send in.
how to get rid of the money that you owe from collection agency without paying them and become good credit again
No. They want your money, not your credit.
If possible pay the entire amount. A settlement is better than nothing, but paying off the debt is the best option.
Absolutely. It won't be hurt as badly as not paying, but your credit report usually shows a status that reads "pays as agreed." If you're paying less than the minimum amount due each month, you're not paying as agreed and your credit can get dinged.
Sure you can ; if yiu are of age and your credit is good and have enough income to support paying,a certain amount every month depending on the above criteria
interest
No. You can't get it back without paying the full amount back first.
no