Only if you otherwise qualify for bankruptcy. Bankruptcy involves discharging debt. Certain debts are not dischargeable, like back child support, student loans, some taxes. If you are in violation of a state law requiring insurance coverage, filing bankruptcy will not help.
Sure. Common.
Anybody can file for bankruptcy.
Don't do that. It's called fraud.
If you file. It will put a stay on your creditors and they will have to halt there collections. You need to contact a bankruptcy attorney to confirm.
Yes, the accident and bankruptcy are two different issues.
Your mom will be responsible for the debt and if she does not pay it could affect her credit, she could be placed with a collection agency or sued in court.
Your options are to be sued for judgement, or file Bankruptcy or PAY. Fairly simple plan.
The issue needs to discussed with an attorney who is qualified in bankruptcy litigation. Personal injury lawsuits are halted by the automatic stay when a BK is filed. However, it is not uncommon for personal injury suits and/or judgments to be excluded from a bankruptcy discharge.
Yes
Sure
In general, yes, if you haven't files bankruptcy.
Bankruptcy is altogether different than criminal settlements