0
What else can I help you with?
Who do i have to contact if i have to accounts in collection i was not aware of?
If you have accounts in collection that you were not aware of, you need to contact the collection company. You can also contact the credit bureaus for more information.
How do I remove a collection item on my credit report that was disputed but not removed?
Only the collection agency or the credit bureaus can remove a collection off a credit report. You can negotiate the removal of the collection off the credit report upon final payment of the debt owed. Some collection agencies have policies against this, some don't. You can also redispute it to the credit bureaus as many times as they will let you. It has a higher chance of being removed if it is paid off and an older account.
What kind of company is Careone Credit Counseling?
Careone Credit Counseling is a debt relief company that helps consumers get out of debt with the help of a trained credit counselor. They also provide credit counseling for those in need.
How can I remove a collection agency from my credit report?
To remove a collection agency from your credit report, you can dispute the debt with the credit bureaus if you believe it is inaccurate or outdated. You can also negotiate with the collection agency to pay off the debt in exchange for them removing it from your report. It's important to keep documentation of any agreements made.
How do you improve your credit after you have been to collections?
Always continue to pay all your bills on time and keep your balances low. You can try and negotiate with the collection agency to remove the collection off your credit report upon final payment, but they might not agree. You can also try to dispute the collection to the credit bureaus, but it will most likely be verified unless the collection is paid off already.
What happens if you do not pay a collection agency?
if a collection agency isn't paid, the debt can be put on a persons credit report. The collection agency can also choose to garnish a persons paycheck.
If a debt is reflected on your credit report by a collection agency can the original creditor recall their collection allowing you to dispute the debt with the credit bureaus and have it removed?
YES, THIS COLLECTION ACCOUNT CAN BE DISPUTED; WHICH MEANS THAT AFTER THIS IS DISPUTED YOU CAN ALSO REQUEST FOR THIS ACCOUNT TO BE REMOVED FOR GOOD WITHOUT HAVING TO WAIT FOR THE SEVEN YEAR PERIOD. THIS WILL ALLOW YOU TO HAVE A CLEAN CREDIT HISTORY WHICH IN TURN INCREASE YOUR CREDIT RATING.
Where can one apply for a credit counselling service?
One would first have to locate a credit counseling service to apply to. The National Foundation for Credit Counseling has recommended providers on their website. A local bank or credit union may also be able to provide a reference for a credit counselor.
How long is it before debt collection will be sent if someone does not pay off their credit card?
The length of time a debt collection is sent really depends on the credit card company. If they have attempted to make contact on various occasions with no resolve then the companies will often send out a debt collection notification, and also the companies will notify the credit bureaus.
How can I request collections to be removed from my credit report?
To request collections to be removed from your credit report, you can contact the credit bureau and the collection agency in writing, providing evidence to support your request. You can also negotiate a pay-for-delete agreement with the collection agency to have the collections removed in exchange for payment.
How to Get Your Financial Life in Order with Credit Counseling?
If you have fallen behind on your monthly payment obligations and don't know what to do, seek the help of a credit counselor before the situation gets worse and you are spending a good part of your day dodging calls from bill collectors. A trained credit counselor can help you prepare a realistic budget and give you tips for how to live within it. He or she can also help you to devise a method to pay off your debt in the fastest manner possible. If your situation is dire, the credit counselor has many resources available to help you.
Is it possible for a collection agency to remove the Sent to Collection Agency on your credit report?
Yes. There is no federal or state law which compels or requires credit reporting. It is totally voluntary. There are costs for creditors to place data on credit report and to update that data. While it is possible, and all consumers should certainly attempt to have collection accounts removed, you also need to be aware that it is unlikely.
