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Since you are probably not legal to enter into a contract, you probably don't have a credit history.
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∙ 15y ago
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How many years of credit reports requests are included on a credit report?
Generally, only the last twelve (12) months of credit report requests are included on a credit report.
Who can put a freeze on your credit report?
Only you.
If a credit card in husbands name only and has late payments does it affect wifes credit?
No, if the wife is not an authorized user on the credit card then it does not affect the wife's credit report. So the late payment will only be on the husband credit report.
If you pay off an old debt no longer on your credit report will it be placed back on the credit report?
Yes it can. You should agree to pay it only if there is an agreement to not report it to the credit reporting agencies.
Does it hurt your credit score when you have a credit report service that allows you to check your credit score as much as you want?
It only hurts your credit score when someone else pulls your credit report.
If you have a credit card only in your name will it affect or show on your husbands credit report?
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
Is my credit score on my credit report?
Your credit score is determined from the data on your credit report. Most credit reporting sites sell or give away for free a credit score with your credit report. Some site only give away a credit score. So, the answer to your question is, yes, your score generally comes with your credit report but it is not always included.
Can you view your credit report online?
The best place to view your credit report is free credit report dot com. The only problem is the report you get is not the same one that the banks look at for a loan or mortgage. The report you see is good to make sure that no one has opened a credit card in your name.
When can you have bad credit removed from your credit report?
The FCRA says the SOL for debts or negs on your report can only remain for 7 years
Does car repossession show on your credit report?
Almost all auto lenders will report a reposession to the credit bureaus. There is a possibility that they won't report to all three credit bureaus as credit reporting is a voluntary system. They may only report to one or two of the bureaus.
Where can one find a free credit report?
There are no places that can give you a actual free credit report, credit reports can only legally be done at a credit bureau. There are websites that claim to give free credit reports only to manipulate people to make payments.
How can you get a bankruptcy deleted?
A bankruptcy can only be deleted by disputing it to the credit bureaus. Under the Fair Credit Reporting Act, the credit bureaus have 30 days to verify the listing or it must removed from your credit report. This will delete it from your court records only your credit report.
