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Everybody's goal is to save money. If u get a lower interest rate you can go for a car loan. From that lower rate you can get so many good values. You can save your money and enjoy your ride. Savings is important for everybody.

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Q: Can you get ahead by refinancing to get lower car loan rates?
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Can you help me find the best refinancing rates?

To get the best refinancing rates on your car or your house you would need to consult the loan officer at the bank you got the loan from. You may be able to refinance for a lower rate.


How can I lower my mortgage through refinancing?

Mortgage refinancing is a good way to lower your mortgage. Refinancing brings your payments down by finding a better loan. Refinancing allows you to have lower monthly payments which will allow you to pay off your loan faster.


Where can one find low rates for refinancing?

One can find a lower rate for refinancing at their local bank. Also, try websites like Lending Tree, Bank Rate, Refinancing Rate, eRate, and Mortgage Loan.


Do all banks offer refinancing of loan rates?

Most banks require an in person visit to discuss refinancing your loans. If you have a personal banker, you can call ahead of time and discuss your desire to refinance and give them your information. If you are able to get refinancing, you will still need to sign contracts in the bank office.


What are some of the risks and benefits to refinancing one's car loan?

One should weigh out the risks and benefits of refinancing a car loan before making a decision. Some of the benefits of refinancing could include better interest rates, lower payments, and an improved credit score. Some of the risks may include extending the length of the car loan and incurring penalties for paying the original loan off early.


Are Bank of America's car loan rates the same for new cars as used?

No, Bank of America's car loan rates differ depending on the situation. On their website, one can find a rate for a new car, used car, or a refinancing rate. Generally, new car rates are lower.


How does auto loan refinancing work?

You get a loan from a bank to pay off the current loan on your vehicle. You would do this to lower your interest rate. Make sure to consider the closing costs when refinancing.


What company offer the best refinancing loan rates?

There are tons of companies offering thousands of bestrefinancing loan rates. There are opinions of which is the best to use but it really does not matter.


How can you lower loan payment for car?

You can lower your loan payment by refinancing your car loan. You can also negotiate with your current lender and see if he can reduce your payment amount.


Where can I find information on refinancing my student loan?

You can lower your student loan interest rates with the provided website. Also, to get help with you student loan payments, just visit the website to get started. Here is the link, http://blog.wellsfargo.com/StudentLoanDown/2009/02/can_i_lower_my_student_loan_in.html


What do home equity loan rates do?

Home equity loan rates are second or third mortgage. The loan rates are based on loan risk. The bank sets higher rates for higher risk borrowers and lower rates for lower risk borrowers.


What rates are being offered by Chase for home loan refinancing?

Chase bank offers several different types of loans that come with different rates for home refinancing. A 30-year fixed loan has a rate of 3.750%, a 15-year fixed loan has a rate of 2.875%, a 7/1 ARM loan has a rate of 2.750%, and a 5/1 ARM loan has a rate of 2.500%.