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It depends on the requirements of the life insurance company. If one company requires more tests to further examine your health and do more analysis of the risk insuring your life poses to the insurer, then you would need the follow-up tests completed in order to be considered for the life insurance. However, you could still try to apply for term life insurance through other insurance companies. There are even insurers that do not require any medical exam or blood tests, in order to qualify for coverage.

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Q: Can you get approved for term life insurance if recommended followup tests were not completed?
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