Auto Insurance

Can you get car insurance on a hail damaged car?


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2011-09-30 15:04:12
2011-09-30 15:04:12

Sure. You can buy liability insurance on the car but I doubt if the insurance company would sell you a policy with physical damage coverage. Most insurance companies would require you to have the vehicle repaired before allowing you to have physical damage coverage. You would have to have it inspected and photographed by the agent.

As long as you have comprehensive coverage, most auto insurance companies would cover for hail damage. However, check your policy to make sure that there's hail damage is not excluded. Be prepared for hikes in premiums though; when an area has a lot of claims, the rates there tend to rise.

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Rental car insurance is a system of insurance you use when renting a car so that during the period you have it if it gets damaged you do not have to pay for it.

yes, but insurance normally will just say it is totaled and write you a check for the value of a car. its cheaper

NO, Homeowners Insurance would cover hail damage to the home depending on his policy but not to the cars, not his own car or anyone else's car. That's what car Insurance is for.

Here are some sentences.His new car was damaged in the hail storm.The vandals damaged the statue.

No. Hail damage to a car is covered by the comprehensive (sometimes called "other than collision" or "comp") portion of your auto insurrance policy.

most time if the car was in an accident and is totaled you will have to by it back from your insurance company

Yes, you will be reimbursed if you have full coverage on your car. If you do not have full coverage then you will not be covered.

If your Motor Car policy covers First Party and your car gets damaged by a collision, the insurance co. will pay for that. Whereas when there is Third Party coverage in your policy and a third party's car gets damaged by your car, the third party's claim will be borne by the insurance co.

than your car is totaled and your insurance company just pays you a dollar amount instead of paying for the repairs... assuming you have insurance

No, That's what Auto Insurance is for. Unless maybe your house fell on your car.

No, Homeowners insurance does not cover vehicles, That's what Auto Insurance is for.. It does not matter where the vehicle was parked.If a tree falls on your car or your car is struck by lightning, hail damaged or whatever, makes no difference. When you purchase your auto Insurance you have the option to buy liability or full coverage. Any damage to your vehicle would have to be filed against your auto insurance policy.AnswerShould be. Same thing if a tree fall on it. no coverage from your home policy.

No, You'll have to seek coverage for the Car under you Auto Insurance Policy. Now if the garage door was damaged then your Homeowners policy may fix it if it is below your deductible.

Windscreen is an optional car insurance coverage for your insurance policy. It means your damaged windscreen can be repaired without recurring costs and no effect on your no claims bonus.

Travel car insurance, more commonly referred to as rental car insurance, covers the costs if a rental car is damaged or stolen. One should purchase this insurance if they do not already have coverage through their own personal car insurance policy or through the credit card they are using to rent the car.

No, Not unless they were damaged by a covered peril such as lightning, wind hail etc. See your Home Insurance policy for a list of covered perils and associated deductibles.

It has to be a covered item on your home insurance policy and would have to have been damaged due to a covered peril such as lightning, wind hail, fire, etc.

Homeowners insurance is a "Hazard Insurance" It covers your property from unexpected "Sudden Losses" that result from covered perils such as, Fire, Wind, Hail, Falling objects, Theft etc.

If damaged due to a covered peril such As Fire, Wind, Hail, etc,, yes it's covered subject to your deductible.. If damaged to due to wear and tear, No, it would not be covered.

The owner of the car is the lien holder and that will be listed on the car's title.

Selling your car with insurance claim pending, will simply null and void your insurance claim. Because your damaged car can be subjected to inspection by the Assessor of the Insurance Co. for assessment of the insurance claim any time.

depending on your insurance: if your insurance says that if you give permission to others to drive your car then its covered by your personal insurance. However, the catch is that its half of your insurance paying for it: and half of theirs

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