Yes you can. One of the best ways to reastablish your credit is to get a secured credit card. This is a credit card with a set spending limit. Say you give the credit card company $500 that will be your spending limit. Just use the card for normal purchases you would make anyways like gas. Then make the monthly payment on time every month. Within no time at all you will be back on the right track. Capital one for example offeres a secured credit card and there are others out there.
The fact that you have a repossession on your credit report is not a determining factor of whether your can file for bankruptcy. Generally in bankruptcy you can remove the debts from the repossession of your vehicle.
Thier actions, or lack, do not effect your ability to file for bankruptcy.
Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.
check Federal Bankruptcy act 801.3
If there is a bankruptcy filing showing on your credit report and you did not actual file, you should dispute that information with the three credit bureaus. They will then investigate and remove the information if it is inaccurate.
You do not have to necessarily get credit counseling before you can file for bankruptcy.
The fact that you have a repossession on your credit report is not a determining factor of whether your can file for bankruptcy. Generally in bankruptcy you can remove the debts from the repossession of your vehicle.
The bankruptcy will appear on their credit if you include this card in your bankruptcy. If you leave the card off the bankruptcy, it will not effect their credit.
Thier actions, or lack, do not effect your ability to file for bankruptcy.
You have to, it is a debt...it is just a secured debt...by the lien on the property.
Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.
File for bankruptcy and then try and start over. Your credit will be messed up though.
check Federal Bankruptcy act 801.3
Yes.
Yes!
If there is a bankruptcy filing showing on your credit report and you did not actual file, you should dispute that information with the three credit bureaus. They will then investigate and remove the information if it is inaccurate.
Yes.