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Traditional life insurance is not available for people with terminal illness.

In some cases, a Graded Death Benefit life insurance policy may be available. With this type of policy, if the insured dies during the first few years, the insurance company will only pay back the premiums paid plus interest.

With each passing year, an additional percentage of the death benefit becomes available.

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โˆ™ 2015-07-15 20:52:25
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Q: Can you get insurance on a brother who is terminally ill?
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