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It is possible to get refinanced for a rental property. The type of refinance would be called non-owner occupied real estate. Rates are often higher for rental property because they are not your primary residence.

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Q: Can you get refinanced if the property is rental property?
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Related questions

Where will refinanced rental property be listed?

Refinancing rental property can be hard to do because banks do not like to do it unless the loan-to-value ratio is low. Refinanced rental property will be listed in the same place that retail property that has not been refinanced is listed.


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The loan must be paid off or refinanced and the co-owner must transfer their interest in the property to the person who will be keeping the property.


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No property can be sold, transferred, refinanced, etc. while in bankruptcy without the permission of the bankruptcy court.