If you're talking about submitting a rental claim to your insurance company to be reimbursed for a rental car you never rented, that's insurance fraud. It's a crime and you could go to jail. To answer your question, which was if one could do it or not, yes. Yes you could.
Answer
No insurance co will reimburse unless you have proof for any addittional expenses.
You only get a rental if your policy specifies that you chose to pay extra to have rental car coverage. Having collision coverage is not the same thing as having rental. Collision coverage just covers the repairs to your vehicle. If you are not at fault for the accident, the other person's insurance will provide you with a rental car.
There insurance will cover the cost of repairs to your vehicle. This works with any vehicle even if it is a rental.
No. If the accident was your fault, you can not get money from the other person's car insurance.
No, but if involved in an accident, even when not at fault, the drunk driver would still be guilty of, and could be charged with, DUI.
You will be cited by the police. The amount of the citation varies from state to state.If you are at fault for the accident, the other person's insurance company will come after you for reimbursement for what they paid out. If the other party is injured, they will use their Uninsured Motorist Coverage. The insurance company will seek reimbursement from you for the injuries as well.If you are not at fault, you could still file a claim against the other party's insurance. In some states however, there is a No Pay, No Play statute. This allows you to recover for your economic damages only. You could not file a claim for Bodily Injury. When you DO decide to get insurance your rates will be higher due to the accident even if you weren't at fault.
Yes, even in states where there are "no fault" laws a civil suit can be brought for damages and/or injuries.
Any accident can cause your insurance to go up even if it wasn't your fault.
The terms of your Insurance Contract always require that you report an accident regardless of fault. This is because even though you do not consider yourself to be at fault, the other driver may report the accident to them anyway. Better to be safe than sorry.
A good percentage of rental car company business is around rentals connected to accidents and insurance. It's fairly common for an insurance company to pay for a person to have a rental car if that person's car is in the shop due to an accident. Even if you do not have insurance paying for the rental car, the simple fact of you having been in an accident is not going to prevent you from renting a car as long as your driver's license is valid and you have the ability to pay.
Any accident is covered, but keep in mind you're only covered for the amount of coverage you bought, and that if you are at fault, your rates will go up (and sometimes even if you're not at fault).
They are at fault, even if that fault is shared jointly. That car is not supposed to be on the roadway, period. Therefore, it's assumed the accident would not have happened if that car hadn't been there. The driver will be cited for driving without insurance, and the car will be impounded.
Even if a driver was uninsured, the driver who was at fault is responsible for paying for repairs. Not having insurance does not take away responsibility.