Nope, BUT it may be allowed if the seller agrees to the return for the full amount owing or to pay the full the value of the car if it is worth more than owed, otherwise the car will be sold and the money applied equaly to all creditors.
Yes.
Ask the attorney that is filing your Chapter 7 case.
If you can't afford it you can give it.
No. And if someone wants to give you one, run away from that dealer.
You will have to ask your bank about that. They are in control now.
If the lender is willing to reaffirm the loan with the borrower then the vehicle can be returned. A vehicle is a secured debt and is not subject to chapter 7 bankruptcy laws.
I am afraid you need to answer this after reading chapter 7. It is asking for your impression and opinion and we can't give you that. You have to do it.
If it was a part of the bankruptcy process, no, you aren't responsible. But it has to be specifically spelled out in the petition.
No.
When you said "put a car in," I can only assume you mean chapter 13, since you can't put a car in a chapter 7. If it's a chapter 13, you will need to have your attorney file a Motion to Incur Debt, which is going to take about 60 days to get approved once he files it. The bankruptcy court will have to give you permission to go out and get another car loan, but it can be done, as long as you have a bank willing to extend you credit while you're in chapter 13. If it's a chapter 7, there is a bank that works "exclusively" w/people who are in a "current" chapter 7. They are U.S. Bank, and they have programs that will put you in a car no older than 3 years, as well as other programs for car owners, and you will not be hit w/ridiculous financing charges or a car you can't afford. They will base the amount of car you get on your debt/income ratio, per the bankruptcy. The program is called 722 Redemption. Hope this helps.
I have file for Chapter 7 twice and it has had no effect on my car insurance.
If a car is leased, you can keep it as long as you are paying it on time.