Yes, some states regulate the amount of coverage on a given policy.
The pitfalls of homeowners insurance include not buying enough coverage - for example most coverage doesn't include earthquake and flood insurance. Often having too many policies with different companies can also cause you to pay too much.
Most insurance companies that do offer dental and vision coverage are a bit more expensive than average, but well worth the cash. If you already have regular insurance with them it shouldn't cost too much extra to up the coverage.
It depends on your insurance coverage. Check with your insurance.
You can budget your car insurance by changing the coverage that you have on your car. Liability only insurance, or your state minimum is going to be the cheapest insurance but doesn't provide much coverage. As you add coverage the price goes up.
As much as one can pay premium for it.
There are far too many factors and variables involved in calculating the price of insurance. The type of coverage, the garaging zip code, the driving record of the driver.
Start with looking at what money you can budget toward insurance. You know for that you want basic liability and medical coverage. Additional coverage can reimburse you for your safety gear and accessories, protect against theft, and uninsured drivers. You can also talk to an agent who will work with you to make sure you don't get too much coverage.
No coverage available
Most insurance companies offer health care coverage. The top companies that offer health care coverage are UnitedHealth group and Wellpoint Inc. But there are a lot more too.
The coverage that works best for you depends on the level of coverage you want, and how much you are willing to pay. A smart way of determining the best coverage for travel in the UK is to use a third-party insurance broker.
Depends on your insurance coverage: ask your insurer.
It really depends on the doctor, the insurance coverage, your deductable, your insurance provider, and the reason and result of your doctor visit.