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Q: Can you have your student loans forgiven if you are a stay at home mom?
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Can you put student loans on bankruptcy?

You must list student loans in your bankruptcy. They are not dischargeable, though collections actions are stayed by the automatic stay when the case is filed.


Is your student loan forgiven after 25 years?

If a person files for personal bankrutsy they can try to include students loans. If the loans are from the federal government.....they are much more difficult to dimiss in bankruptsy court (most often they are not). Federal student loans will not be removed from your credit report (unless you were lucky and wiped them out in bankruptsy court) they will stay there until paid. The federal government will garnish wages, take your tax returns, freeze your bank accounts and even garnish your social security check when you retire until all loans are paid in full. Other loans through non federal agencies will be forgiven.....eventually.


Can you file bankruptcy on child support in the state of Michigan?

no it will stay with you forever like student loans


Can you get a student loan default off credit?

Actually, the default will stay on your credit indefinately until you get out of default. Student loan default on Federally Guaranteed student loans has no statute of limitation. If you consolidate your defaulted student loans, they will show up as Paid In Full on your credit report. You can get help with the consolidation of your student loans through www.defaultms.com Any default is going to stick around for about 7 years.


What debts stay on your credit report longer than 7 years?

Bankruptcy. Defaulted federal student loans.


Want to take as many classes online as I can since I'm a stay at home home, what types of grants are available?

Many colleges offer online classes, which are a good option for a single mother such as you. Check out www.grants.classesusa.com for information about student loans and grants. you go girl!


How long after graduation are you expected to start paying back federal student loans?

you have six months after you graduate in which your loans stay in deferment. You can continue to ask for deferment after that period if you can't make payments, but you will be charged interest.


How long does cosigned studen loans stay on your report?

They stay on your report until the loans are paid off.


What does the home stay program consist of?

The home stay program is a program which allows one to study in a different country than they currently reside. It is how one becomes an exchange student.


Can a parent loan be signed over to a student?

In the US, unfortunately the answer is no. A parent PLUS loan must stay with the parent. If you cosigned on a loan for your child and the loan is federally guaranteed, then you can get your name off of the loan by having your child consolidate the loans. If you need help with the consolidation of the student loans, click on the link at the bottom of this text box.


Is the website fafsa.com reliable?

No. Unfortunately this is a fake site. The real web site for student loans can be found here : FAFSA.ED.GOV. Stay away from that site and do not give them any information.


What can you do about not paying your student loans?

It will follow you for the rest of your life! After you default it's said it takes 7 years but it will always be on your record. There are options of repayment but most likely you will be paying for the remainder of your life. Face it; you're a slave in this corporate world so pay what you can if you want to buy a car or a house. Oh, did I mention your tax returns? They will take your tax returns and garnish your pay check if you ever get a job and work!